{"@context":"http://iiif.io/api/presentation/3/context.json","id":"https://cti.aviaryplatform.com/iiif/3n20c4vh7p/manifest","type":"Manifest","label":{"en":["1980-02-04: Meeting: Ashoka Credit Union Fourth Annual Meeting"]},"logo":"https://d9jk7wjtjpu5g.cloudfront.net/organizations/logo_images/000/000/209/original/cti-library-logo-blue-text.png?1672724952","metadata":[{"label":{"en":["Date"]},"value":{"en":["1980-02-04"]}},{"label":{"en":["Format"]},"value":{"en":["Audio"]}},{"label":{"en":["Location"]},"value":{"en":["Boulder, Colorado, USA"]}},{"label":{"en":["Event Type"]},"value":{"en":["Meeting"]}},{"label":{"en":["Seminar or Series Title"]},"value":{"en":["\u003ca href=\"https://cti.aviaryplatform.com/playlists/674/show\"\u003eRatna Society and Business Mtgs\u003c/a\u003e"]}},{"label":{"en":["Talk Title"]},"value":{"en":["Ashoka Credit Union Fourth Annual Meeting"]}},{"label":{"en":["Theme"]},"value":{"en":["Community","Everyday Life"]}},{"label":{"en":["Summary"]},"value":{"en":["\u003cp\u003eEmphasizes the importance of the Ashoka Credit Union in supporting community members going on meditation retreats (through practice loans) and business ventures in the sangha. The meaning of “Ashoka” and the history of Emperor Ashoka were discussed. Trungpa Rinpoche proposed participation in the Credit Union as a way to synchronize money, body, and mind. His vision for the Credit Union is that it is part of building self-sufficiency within the sangha. Notably, by the time of this meeting, the Credit Union had only one bad loan. Out of twenty staff people, all but one were volunteers.\u003c/p\u003e"]}},{"label":{"en":["Publication"]},"value":{"en":["UNPUBLISHED"]}},{"label":{"en":["Transcription Credits"]},"value":{"en":["\u003cp\u003eAug 26 2025 to Mar 21 2026 Transcribing: Ella Milligan Checking: Final Proof: Jessyca Goldstein Other Contributors: Lynn Friedman\u003c/p\u003e"]}},{"label":{"en":["Rights Statement"]},"value":{"en":["\u003cp\u003e© Diana J. Mukpo - All rights reserved - Not to be Distributed or Reproduced\u003c/p\u003e"]}},{"label":{"en":["Year"]},"value":{"en":["1980"]}},{"label":{"en":["Release"]},"value":{"en":["2026-R5"]}}],"summary":{"en":["\u003cp\u003eEmphasizes the importance of the Ashoka Credit Union in supporting community members going on meditation retreats (through practice loans) and business ventures in the sangha. The meaning of \u0026ldquo;Ashoka\u0026rdquo; and the history of Emperor Ashoka were discussed. Trungpa Rinpoche proposed participation in the Credit Union as a way to synchronize money, body, and mind. His vision for the Credit Union is that it is part of building self-sufficiency within the sangha. Notably, by the time of this meeting, the Credit Union had only one bad loan. Out of twenty staff people, all but one were volunteers.\u003c/p\u003e"]},"requiredStatement":{"label":{"en":["Attribution"]},"value":{"en":["\u003cp\u003e\u0026copy; Diana J. Mukpo - All rights reserved -\u0026nbsp;Not to be Distributed or Reproduced\u003c/p\u003e"]}},"provider":[{"id":"https://cti.aviaryplatform.com/aboutus","type":"Agent","label":{"en":["Chogyam Trungpa Digital Library"]},"homepage":[{"id":"https://cti.aviaryplatform.com/","type":"Text","label":{"en":["Chogyam Trungpa Digital Library"]},"format":"text/html"}],"logo":[{"id":"https://d9jk7wjtjpu5g.cloudfront.net/organizations/logo_images/000/000/209/original/cti-library-logo-blue-text.png?1672724952","type":"Image"}]}],"thumbnail":[{"id":"https://d9jk7wjtjpu5g.cloudfront.net/collections/default_thumbs/000/002/233/small/Logo-Audio-Red.png?1777399940","type":"Image","format":"image/png"}],"items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252","type":"Canvas","label":{"en":["Media File 1 of 1 - open-uri20260428-880-38sxxe.mpga"]},"duration":4333.40081,"width":640,"height":360,"thumbnail":[{"id":"https://d9jk7wjtjpu5g.cloudfront.net/collections/default_thumbs/000/002/233/small/Logo-Audio-Red.png?1777399940","type":"Image","format":"image/png"}],"items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/content/1","type":"AnnotationPage","items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/content/1/annotation/1","type":"Annotation","motivation":"painting","body":{"id":"https://aviary-p-cti.s3.wasabisys.com/collection_resource_files/resource_files/000/308/252/original/open-uri20260428-880-38sxxe.mpga?1777399743","type":"Audio","format":"audio/mpeg","duration":4333.40081,"width":640,"height":360},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252","metadata":[]}]}],"annotations":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266","type":"AnnotationPage","label":{"en":["19800204VCTR1-Transcript [Transcript]"]},"items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/1","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[19800204VCTR1 - Ashoka Credit Union - Boulder - Fourth Annual Meeting] \r\n\r\n\r\n[Chogyam Trungpa Institute - Unedited Verbatim Transcript]\r\n\r\n\r\n[Copyright Diana J. Mukpo All Rights Reserved - Not to be Distributed or Reproduced]\r\n\r\n\r\nCTI SLATE: This the Venerable Chogyam Trungpa Rinpoche, Administration Meetings. This is the Ashoka Credit Union, Fourth Annual Meeting, recorded in Boulder, Colorado on February 4th, 1980. This is a CTI remaster, made October 2025.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=0.0,45.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/2","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: PRESIDENT'S REPORT]\r\n\r\n\r\nALEX HALPERN: Vajracharya, members of the Board of the Directors of Vajradhatu, members of Board of Directors of the Ashoka Credit Union, ladies and gentlemen, thank you for coming to the fourth annual meeting of the Ashoka Credit Union. The basic format will be in the nature of a corporate meeting, since that is what it is. We'll begin with a series of brief presentations from the board, then we will ask our esteemed guest to address the membership. [Laughter; laughs]\r\n\r\n\r\nApparently there's a quorum present so we'll bring the meeting to order. I'm Alex Halpern. As I assume most of you know I'm the president of the Credit Union. I'd like to speak very briefly about what has occurred over the course of the last year in the credit union. In order to give the membership some idea of what we've done and where we think we're going. We've-- fortunate to be able to say that we've had a very successful year.\r\n\r\n\r\nLast year when we met at the proceeding annual meeting, we spoke to you about the fact that we realized that the credit union was in serious need of reorganization, a sense of purpose, and increased capitalization in order to grow, in order to provide the services that we are intended to provide for the community. As a first step towards accomplishing this purpose, we had to define what the credit union was and where it was going. It may seem surprising that it had actually never been done on a thorough basis before, but we determined that the area to aim at was the connection between finance and practice in particular. That the credit union is particularly intended to help practitioners practice, to raise the finance that they need in order to accomplish that. This sort of a sense of purpose actually created a unifying basis for the members of the credit union. And I think that we can say that for the first time in the four years of its existence, the members of the board of directors, and the various committees and the staff actually developed a sense of being in business with one another rather than in maintaining something which they had inherited.\r\n\r\n\r\nBeyond that it was necessary to begin to lay the groundwork from which we could expand. And that was necessarily an internal process. And during that period of time we looked inside and began to define roles for the first time. To set strict policies and procedures which would be followed, to establish a hierarchy, to establish fields of communication beginning with the board of directors and working out through the various committees to the credit union, to the-- excuse me, loan officers.\r\n\r\n\r\nWe're still working at this but we feel like we've accomplished a great deal. The credit union has a sense of solidity and purpose within itself which is really the first time that it's had that. And we think it's reflected in the fact that we have revamped our bookkeeping and set ourselves on a par with the requirements of the state. If we're going to take them as a-- which we have to, as an example of a way to get things done.\r\n\r\n\r\nFrom there it was possible to reach out. Beginning with process of advertising, getting people to know who we were, getting them to understand basic facts like that the credit union is fully insured, so you cannot lose your money in the credit union. Like that if you need to withdraw money from the credit union you can do so by walking in at any time that we're open, asking for your money, and receiving a check. Those sort of simple, basic foundations of confidence were necessary to develop. Or for-- further that, if you took a loan from us we would expect you to repay it. [Laughter] And if you didn't repay we would relate to you, [laughter] various ways, all friendly. [Laughter]\r\n\r\n\r\nThere was also a development in public relation sense. We had to upgrade our office, we had to get word out, we began publishing articles in The Sun, letting people that we were there. In August we felt that we had reached a certain turning point. That we were ready to really move and to let people know that the credit union was in business. And we determined that the best way to do that was to let people know that we were as good as any bank in Boulder, or for that matter the United States, from the point of view of the community members. And in fact if you put your money in with us, rather than with the First National Bank or National State Bank, or whatever, you would do better. We set ourselves into direct competition with every financial institution in Boulder, Denver, wherever. Not just to meet them, but to beat them. That sounded a little bit like a football coach [laughter] and was unintentional. [Laughter; laughs] I'm actually not very good at sports. [Laughs; laughter] And we have done that with the deposit accounts that we have established. Successfully so. We've also begun to open up broader communications with Vajradhatu, Nalanda, the Dharmadhatus, Rocky Mountain Dharma Center, in a-- as a means of expanding our services to the community. We're hopeful that beyond what we've established on that basis with them now, we'll be able to go further.\r\n\r\n\r\nI think that-- in the fall an interesting thing happened to us. In some sense we had developed to a certain stage and were quite strong when maybe, predictably, the unexpected happened, which was the national economic crisis. Every financial institution in the United States had to respond to that, on some way or another. And we also had to respond to that which as a short term measure involved cutting back on loans, unfortunately, and looking for other means of dealing with our money. But from what we can understand from the way the other credit unions have responded, the other banks and financial institutions, our response was faster and more successful on the limited level that we operate at. We are one of the few credit unions left, at least in the Boulder area that we know about, who are still lending money to anybody. We're one of the few credit unions in the state who don't have a problem with getting money in order to pay people when they come in to take money out. We've prepared for that and we've gone-- and we've established something in that respect. We're ready to go like that.\r\n\r\n\r\nI think that if we want to convey a basic message to the community, at small, it is that the credit union has spent the last year being very active, setting the ground work to grow more, so that we can fulfill our function which is quite simply to help practitioners practice, and to help each of us bring a certain sanity and direction to our financial situations. Thank you. Mr. Lovelace, the treasurer, will now discuss some of the relevant information concerning our financial growth and development over the-- actually the course of the last four years, if you please.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=45.0,600.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/3","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: TREASURER'S REPORT]\r\n\r\n\r\nUNCONFIRMED MR. LOVELACE: Vajracharya, members of the Board of Directors of Nalanda, Vajradhatu, Board of Directors of Ashoka Credit Union, ladies and gentlemen, good evening.\r\n\r\n\r\nTraditionally the treasurer's report consist of numerical comparisons of fiscal data from one year to the next. But on this fourth anniversary of Ashoka Credit Union, I thought it would be more appropriate to present a complete historical perspective showing the progress of the credit union from its inception to the current time. I chose to do this in a graphic form that-- since it's a little more clear that way, I hope you've all received a handout. If there's anyone who hasn't, raise their hand. One of the staff will provide you with-- everyone has a handout? Great.\r\n\r\n\r\nWell if you'd refer to the first chart. The construction of this chart was based on utilizing three month averages in order to smooth out the variations and oscillations that occurred from month to month in order to reveal more clearly whatever trends might be taking place. So in that chart the solid baseline represents the share accounts. And as you can see from approximately June of 1978 about the middle of the chart, an increase in capitalization takes place due to certificates of deposit. And further on, in the fall of 1979, an additional dotted line rises up that is-- delineates the deposit accounts. So that the summation of all the shaded areas represents the total capitalization. Capitalization in this case being defined rather loosely. It's a summation of all the capital that Ashoka Credit Union has available for earning purposes.\r\n\r\n\r\nThe chart begins in January 1977, as you can see. The first nine months, for space reasons, were left off but it's virtually a direct descent from nothing to the seventy-five thousand dollar point in 1977, January of 1977. Now in looking at the chart you can see that from that point in January 1977 the capitalization remained essentially stable until June of 1978. So a year of half there was virtually no growth took place. At that point we see a rise in the top line there, to a 108,000 dollars in December of 1978. And then a continuing decline to about August of 1979. At which point, coinciding with the development of several new programs and increased advertising, the capitalization increased rather dramatically to its current level of a 100-- little over a 150,000 dollars. Which is again is based on three month averages. The actual figure is slightly higher than that on the current month.\r\n\r\n\r\nSince this capitalization is really the primary index of strength of the credit union, you can see that currently we are growing much stronger, very dynamically. Further financial data is in the form of bar graphs on the next page, which I'll briefly explain.\r\n\r\n\r\nThe first chart on the top indicates the loans to the membership. This chart is an accumulative chart. That is the first bar for 1976 represents the total loans given during 1976. The next bar is 1976 plus 1977 and so on, so it's an accumulative value. And to date, we have granted 300-- over 357,000 dollars in loans. That's over 544 individual loans, out of which only one loan was uncollectible for 252 dollars, which represents less than one tenth of one percent of the total loan value. Which is a rather enviable record for any financial institution.\r\n\r\n\r\nThe increment in 1979 that is added is somewhat reduced in comparison to the other three years, previous years, for reasons which I'll get into a little later. [Laughs] If you look at the second graph on expenses, you'll see that I've indicated a shaded area in the right of 1979 which is income from investments. Up until that point, up until fall of 1979, all of our income was from loan interest. But at that point, responding to changes in money markets, rising interest rates, and a need for liquidity in this recessionary environment, we elected to reduce our loan to capital ratio and invest in other investments that would provide us the necessary liquidity to maintain strength during this recessionary situation. So at that time we developed our investment portfolio which consist of three money instruments. We have a liquid asset fund called Liquid Capital Investments, which provides us with immediate liquidity and pays us approximately twelve percent, eleven to twelve percent, interest. The liquidity is such that they provide us with checks so that if anyone needs immediate cash we can simply write a check on that account, and there's no delay in getting the funds. Somewhat less liquid are the CD investments that we have with Colorado Corporate. They are thirty day CDs and they pay approximately 10.6 percent interest. And finally we have the T-bills which are ninety day money instruments that pay a little over twelve percent.\r\n\r\n\r\nMoving on to the next-- to the-- let's see, where are we? Expenses. As you can see I've also got a shaded area on those bars indicated as expenses returned to the members as interest. This refers to the interest that we pay on the CDs and the deposit accounts. It shows on our fiscal report, financial report, as an expense. But essentially it's a gain to the membership, so that it can be looked on as a more of an asset than a liability.\r\n\r\n\r\nBy 19-- September of 1979 we liquidated all our debts with other institutions because of the high interest rates. So that now the only actual loans we maintain are with our membership. And so the only interest we pay is returned back to the membership.\r\n\r\n\r\nSo we get to the bottom line which is net gain. You see that in 1977 there's an unusually large net gain. In fact it's equivalent to this current year. That's accounted for by the fact that during 1977, Ashoka credit union was not required to pay rent for the space that they utilized. This represented a savings of somewhat over a thousand dollars. So that had we paid rent during that period the net gain during 1977 would have been under 2,000 dollars, approximately 1,900. Which shows again, 1979 as being the strongest year of the credit union.\r\n\r\n\r\nAs far as the membership in 197-- there's no further charts. [Laughs; laughter] We began 1978 with a membership of 350. And at the close of 1979, we had 540 members, which is a growth of 190 or 54 percent. So as you can see by all the really meaningful criteria, Ashoka has been steadily growing from its inception, and currently growing rather dynamically. However we realized we are facing a rather harsh economic climate in the year ahead. And there is action on the part of the federal government and the state governments to provide some relief to credit unions from the prohibitive interest rates that are taking place. But beyond that, I think we have to look at the poor economic outlook as a worthy challenge rather than as a threat in this situation. That by working together we can meet that challenge successfully.\r\n\r\n\r\nThank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=600.0,1222.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/4","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: REPORT FROM MR. KLINE]\r\n\r\n\r\nALEX HALPERN: Mr. Kline?\r\n\r\n\r\nUNCONFIRMED MR. KLINE: Vajracharya, Board of Directors of Vajradhatu and Nalanda, Ashoka members. I'd like to tell you a little bit about how our credit union is organized. It occurs to me that there may be a number of people in our audience tonight who know Ashoka by name and know that it's a savings and lending institution, not have a good idea of what a credit union is or how our particular credit union operates.\r\n\r\n\r\nIn many respects, Ashoka is similar to other Colorado credit unions. We're-- we come under state regulation, and all of our accounts are guaranteed by federal insurance. We have a five member board of directors, which makes policy and monitors the credit union's overall operation, filling a general steering function. We also have a three member supervisory committee, which performs internal audits to ensure that we have proper documentation and accurate bookkeeping. Then we have four credit committee members and six loan officers. These people are very much the heart of our operations since they are the actual point of contact between the community and Ashoka. The loan officers either approve loans themselves or recommend the approval of applications to the credit committee. The credit committee monitors the credit union's cash flow to determine how many and what types of loans we can make, depending on how much money we have to loan at any particular time, and how long we project that we can loan the money out for. We have Sasha Lovelace as our office manager, and she along with Fred Casin who is our assistant treasurer, supervise office and bookkeeping staff.\r\n\r\n\r\nIn previous years we have focused much of our attention on defining the functional roles of these various groups. During this last year we have increasingly turned our attention to facilitating communication between various staff areas to ensure that we are all operating with the same vision. One example of this attention is the creation of a loan policy and collections committee, which is a standing committee reporting to the board. This committee is made up of one member each from the board, the credit committee, and the loan officers. The committee's responsibilities include updating loan policy and collection procedures of course, but also it develops internal education programs and procedures to ensure the effective implementation of policy. Of special interest to this committee is Ashoka's delinquent accounts. We're gentle, but very firm and very personal approach is proving effective. [laughter]\r\n\r\n\r\nAs you can see we have a large staff. More than twenty people are involved, and most of these people have been working with Ashoka for a considerable length of time. There is a definite sense of commitment and stability in this staff. We've been quite fortuned in drawing professionals in areas such as money management, legal services, and accounting, to the Ashoka staff. But we've been no less fortunate in drawing a number of people whose initial expertise went no further than being competent checkbook balancers. One might ask, why we're doing this at all? After all-- [laughter; laughs] after all, with one exception, we're all working very hard on a purely volunteer basis. It turns out that this is actually Ashoka's greatest strength. Our motive is simply to donate our time and abilities to our community in an area which we find interesting. Since our motive is not based on personal profit, and since all of our accounts are ensured against loss, Ashoka represents a very striking opportunity to help our sangha become strong in livelihood, and in our practice. It's up to you to make the best use of the services the staff is offering. Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1222.0,1516.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/5","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: REPORT FROM JULIE DUBOSE]\r\n\r\n\r\nALEX HALPERN: Ms. Dubose?\r\n\r\n\r\nJULIE DUBOSE: Hello Vajracharya, and everyone else who's here tonight. The foregoing gentlemen have somewhat explained how over the last couple of years Ashoka has laid its foundation for future growth. We have increased our advertising budget and we've added new paid personnel in order to accommodate this growth. And in addition, although we have had the available earnings to do so, we have elected *not* to declare a dividend to our shareholders in order to retain these earnings to finance our growth further.\r\n\r\n\r\nWhat kind of growth do we envision at this point? In order to continue our growth we have got to continue offering new services to our community. Over the last year we have begun two new programs which we feel are unusual and appropriate to our vision of planning for practice and planning for future economic growth. One of which is our seven percent interest program, guaranteed interest program, which has been mentioned before this. Basically we are offering depositors the opportunity to receive a higher rate of interest than they can get at any savings and loan. With the added benefit that they can withdraw the money at any time if they choose. We hope that everyone will take advantage of this.\r\n\r\n\r\nAnd in addition, we have begun a new program in conjunction with RMDC that people who deposit money in Ashoka can designate their accounts for practice programs at RMDC and receive a ten percent discount. In the future, our intention is to continue practice loans. In a period as Mr. Halpern said where other credit unions have discontinued making loans, we are continuing to do so. And practice loans are our top priority. And we will continue to do so. In addition we are working with RMDC to develop other programs. And if this ten percent discount program proves successful we hope that we can apply it to other practice programs. In addition, we've been working with sangha groups over the last year such as Mudra Theater Group, Marpa House, and other groups, in helping them meet their financial needs. And we're currently discussing ways of working with Dharmadhatus in order to help them finance their expansion projects. And naturally we're working with Vajradhatu. Over the last year we have developed a much closer relationship with Vajradhatu with the idea in mind that this relationship can generate new benefits to community members. Clearly our idea is that we will tailor Ashoka's growth along the needs of the community as it develops.\r\n\r\n\r\nThis is why we're here, basically. And we'd like to encourage your input and any suggestions that you have because without that we are not really a direct representation of the community.\r\n\r\n\r\nIn a sense Ashoka is the pacesetter for the financial community. And while most people don't and can't plan for practice programs right now, they can't plan to save, they can't plan to make a-- to save money for a deposit on a house, or for major upcoming events such as His Holiness' visit, for instance, we hope that our programs will begin to make more and more sense to community members as they get their feet on the ground financially. And hopefully at that period we well be exploring new prospects for complementing and extending the financial vision of the community. Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1516.0,1837.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/6","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: TRUNGPA RINPOCHE REMARKS]\r\n\r\n\r\nALEX HALPERN: At this point I'd like to request the Vajracharya please to address the meeting.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1837.0,1866.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/7","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Members of the board-- boards, and members of the credit union members, it is my honor and delight that we come up with some kind of financial solution to the whole thing. [Laughter] And in studying the graph exist in the handout, I suggest us that something is quite good and positive in the financial picture that we ever had in the Vajradhatu-Nalanda money world altogether. I'm so pleased that we are doing something right. And obviously I would like to encourage that enormously. And we should pursue further how we can do that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1866.0,1940.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/8","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And one of the situation that comes up with often, again and again, with our practitioners who are dedicated to their discipline, and difficulty in financial situations with them. And if they have to take time off to sit for dathun, and their physical financial situation is often jeopardized. Moreover if they have to come to the seminary altogether, that we have further problems. That often people have such as like 9,000, 10,000 dollars debt, and on top of that they come to the seminary, which creates further debt. And problems like that is always occurred. And the livelihood situation as far as it goes in the community, I have been trying to encourage community members to create their own business. And they could be their own bosses, so to speak, and make money that way. So their particular-- either they are boss or they're employee. Within the community they able to be understood why they want do a dathun or seminary, and situations like that. That we're trying to encourage that quite a lot.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1940.0,2047.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/9","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And when people begin their own individual business venture, often lot of cases is failure. And in many cases somewhat a success. But their success goes very slowly because you can't have a like putting up a tent on the spot. That people have to learn to establish their business venture -- the office facilities, employees, and then credibilities of their particular business venture, from the point of view of the bank. And beyond that, a regular and basic idea of cash flow. And also connected with idea of payroll or employees. In many cases, that a lot of the founders of businesses taking a loss. They don't give themselves payrolls. But they try to develop some kind of payroll to the employees, the secretaries, in whatever they have.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2047.0,2134.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/10","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we are starting our community economic level is very ordinary and very amateur. And often very haphazard level happening all the time. And maybe in ten years, or even sooner, that we will be able to rectify such problems, altogether. That we have independent minded, independent organized, good financial community so that that community can serve for themselves and others, members of the sangha, to allow that time that they have to take off. And their livelihood is complete intact level. And moreover, we talked about the Shambhala household and people developing dignity in home life situation. Which is basically based on idea of manpower possibilities of inmates who moved in your particular household, and you could make elegant and good. But often many cases, it is involved with a certain amount of expenditure in order to make dignified household. Baby-sitting situations where you go to talks, larger baby-sitting situation when you attend particular functions, or further baby-sitting situation when you go to attend seminary or assembly or any of those situations are very much of-- in our mind.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2134.0,2242.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/11","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As far as I'm concerned, that my particular personal role, I have never thought of any assumption that things will be all right. But I always cared for and understood individual problems that exist in a household, domestic situations of financial problems that exist in connected with livelihood household situation altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2242.0,2281.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/12","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And the Ashoka Credit Union could be one of the best way to solve that particular problem in having people begin to take responsibilities as to how this particular credit bank operates. And taking further interest more, and also that participating further that they could pay off the debts exist with Ashoka Credit situation. And one of the problems is that when we make deals with Ashoka Credit, in our community at large generally, is that we begin to think that we are dealing with our friends, therefore they do not have to push too hard. They could talk into their friends, so readily, so easily. That has become problem. That actually has the effect that slows down of our credit union altogether, and Ashoka Credit altogether. And wish, hoping, so to speak, that we could take a different attitude. That it is your only answer, this point, that building community banking situation, taking a larger vision altogether. That a community banking situation is a very powerful thing. And if you would like to help us in solving that immediate problems of a different attitude, in fact it is not purely the dollars and cents that we are talking about. And we do not have any hesitation or mistrust that anybody will issue wooden nickel. But beyond that, that you have to respect what we're trying to do.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2281.0,2430.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/13","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As we have said already, that this particular credit of Ashoka is geared to practice situation, that you have to take more seriously. It is not same level as that talking to your in-laws and talking them into to lend money. In one hand, the Ashoka is very powerful one that would not buy your in-laws, or even you. But the other hand, Ashoka will be very sympathetic and understands your financial problems. But at the same time the two together, you and your Ashoka, that we cannot let slide everything down the drain. And that would be killing the whole financial possibilities of our organizing the dharmic bank. That's what actually boils down. That it is up to you, and we have to do something about that. And I'm so pleased that we have this particular event to discuss about this whole thing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2430.0,2507.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/14","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Just for your interest, the word \"Ashoka\" means, \"a\" meaning \"not,\" like a-cultural. \"A\" is a Sanskrit word for \"not,\" \"none,\" negation. \"Shoka\" meaning \"torment.\" So \"Ashoka\" makes \"free from torment\" -- that you're not tormented, that you're not pained. Which is named after the Emperor Ashoka who actually invited the teachings of the Buddha in the Indian continent, altogether. And that time that that particular continent includes Afghanistan, Pakistan, India, altogether. And that emperor-- empire of Ashoka, is to organize a Buddhist kingdom altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2507.0,2570.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/15","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And furthermore, that Emperor Ashoka has organized social services, which we're talking about, is that for the first time ever anybody have thought of hospital for humans, and hospital for animals ever thought of. That Emperor Ashoka had organized that particular setup. And so for the first time in history of mankind that hospital and hospital for animals have ever founded. So we try to go with that particular concept and idea of a social setup in which that we could practice, and work, and have a good relationship with each other -- man and woman in household, children, altogether. That this particular endeavor could become one of the most powerful situation for our own practice situations, like loans for seminary, dathuns, nyinthuns [laughing] maybe. [Laughter; laughs] [INAUDIBLE]. Pay for your food. [Laughs] Or beyond more, in creating a Buddhist world.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2570.0,2654.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/16","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And also, we be talking before this meeting, that how we could invite people's parents. That people begin to feel that their children are in the right track, and that they are doing good job with their life -- such as like scholarship Naropa Institute, or anything that has connected with the whole thing. That we could publicize, work further, so that this particular dharmic bank can operate properly and fully, and business-like at the same time. But at the same time intention is pure and good so that we have to have a situation where the practitioners have enough room to move freely. And their payments on the particular study sessions or practice sessions are not too much cost them. But at the same time, the regular payments that students will make will be one of the best way that the students can also have to synchronize their dedication to the teaching and their dedication to their own livelihood altogether. So money, mind, and body -- all three of them synchronized together. [Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2654.0,2756.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/17","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"However this particular approach is not capitalistic as such that is known in the traditional system of this continent, or even beyond. And as you know quite clearly, we do not believe in the notion of democracy that's been presented to us, or dictatorial that presented to us, dictatorship that's been presented to us. But our financial vision in the future is that we could actually work our money situation fully and properly so that we do not have to completely capitalize on the money alone.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2756.0,2807.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/18","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The financial management can be taken care of if there's a sense of raw materialness, more man power, and more personal input into the fundraising situation and making money situation -- which we discussed last night in the public talk as well. The idea is that one doesn't have to pay for somebody to wash your dishes, but you can do it yourself. Which makes it less capitalism, putting in nutshell. That we have to move our fingers more, we have to sacrifice, we have to work harder, we have to press our own shit on sheets. And we have to work harder, and we don't pay for everything by cash. We tend to spend or waste lot of money in paying for every luxury and often people wonder whether they could pay somebody to sit for you on zafu so they could enlighten for you. It might go that far if it went on that far. So therefore our approach is not all that capitalization-- of capitalism. And from that point of view we are trying to take pride in our proletarian workmanship altogether, so money is not abused but used properly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2807.0,2911.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/19","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I think that seem to be the point I would like to make tonight. Have nothing to say beyond that. And appreciating everybody here. That we would like to work further, and more further. That financial situation obviously is the-- one of the big question altogether, biggest headline altogether. And the biggest problem altogether. But we do have a way to solve this problem of this particular project of the Ashoka Credit is very helpful. And we can work with that, and we can make wonders out of this. And we should take more further seriously. And this is not just one of the clubs that we have in our Vajradhatu Nalanda situation. This is not just one of those things happens. But we should take more seriously. And it is highly possible that we can solve our financial problems of paying for our practice, and working with our financial situation altogether. And also working with our inheritance situation of parents and inheritance situation of money. And we could work all this things together. So this is one of the best ideas come up, and seem to be functioning quite well. So it is good. Thank you.\r\n\r\n\r\nALEX HALPERN: Thank you, sir.\r\n\r\n\r\n[To the Vidyadhara] Do you want to have a question and answer?\r\n\r\n\r\nTRUNGPA RINPOCHE: [Speaking quietly] Sure, we could.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2911.0,3021.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/20","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: QUESTION 1]\r\n\r\n\r\nALEX HALPERN: If there are any questions from the audience, please feel free, of any of the persons up here, but wait for the microphone when you do it. So we're open to questions at this point.\r\n\r\n\r\nSPEAKER5: Concerning the programs at Rocky Mountain Dharma Center, as the lady on the panel iterated, a practitioner might designate a particular program which he wished his funds to be devoted to so that he might finally collect a ten percent discount on his particular program. In that case, I don't at all understand how the particulars of that mechanism would operate. Could you enlighten me about that?\r\n\r\n\r\nALEX HALPERN: I will answer that. It's really very simple. It's something we worked out with Rocky Mountain Dharma Center, that if a person begins a regular sit-- if for example, you want to go to a dathun in September, you would begin saving towards that now simply by coming and talking to us and telling us you want to do that and then we work out the papers with you. There's no loan involved at that point, it's simply a plan whereby you divide the total amount that you're going to have to pay by six, pay in one each month, one sixth of the total, and then at the e-- and we would notify Rocky Mountain Dharma Center and you know make arrangements for you. And at the end of the six month period we would pay the sum to Rocky Mountain Dharma Center which would equal the ordinary community member's price less ten percent, and you would be situated there for thirty days. [Laughter]\r\n\r\n\r\nSPEAKER5: I see. Could you tell me is that term-- are you taking the six month term as merely an example?\r\n\r\n\r\nALEX HALPERN: We've adopted the six month term as an outset way to approach it. Because it's a brand new program there's probably a certain amount of flexibility. We haven't actually out what best serves the community needs in that connection. But that is what we've adopted at this point.\r\n\r\n\r\nSPEAKER5: Oh, I see. Thank you so much.\r\n\r\n\r\nALEX HALPERN: If you're looking to go in four months you could come and talk to us.\r\n\r\n\r\nSPEAKER5: Okay, thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3021.0,3208.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/21","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: QUESTION 2]\r\n\r\n\r\nDIRK LADENDORFF: I'm wondering whether you have any experiences or might have explored a shorter term money situations than a thirty day CD or situations? Because-- I'm asking because there might be situations where you might have say something of-- from between 10,000 to-- up to whatever, for maybe two weeks or something. And there's short term money market where you can lend out those-- that money over daily situation. And I was wondering whether you ever explored that? I think that would be probably the next logical step for establishing an actual banking situation.\r\n\r\n\r\nALEX HALPERN: You mean short term money instrument--\r\n\r\n\r\nDIRK LADENDORFF: Well let's say I have 100,000 dollars available for two weeks or something, and I could go to First National-- National State Bank and put it there into my savings account and make whatever five and a half percent. Or I could go to Ashoka Credit Union and may-- my-- I'd make six and a half or seven percent. And maybe you could lend out that money for a week or whatever, or at the same time, maybe a little shorter time, and make maybe twelve percent.\r\n\r\n\r\nALEX HALPERN: We don't find a lot of demand from community members for one week loans. On the other hand, what we do do is we have the liquid capital investment account, which is immediately liquid.\r\n\r\n\r\nDIRK LADENDORFF: Up to which amount, if I may ask?\r\n\r\n\r\nALEX HALPERN: It's a thousand dollars to begin with.\r\n\r\n\r\nDIRK LADENDORFF: Uh huh.\r\n\r\n\r\nALEX HALPERN: And provides a certain amount of-- you know it's an eleven percent return, something to that effect. We have certain restrictions imposed by the state on what we can do with our money.\r\n\r\n\r\nDIRK LADENDORFF: Mhmm.\r\n\r\n\r\nALEX HALPERN: Because of being a regulated financial institution. But I agree that there are certainly other avenues that we could explore in terms of using our short term money, and maintaining our liquidity. Actually, I'd be more than happy to talk to you about that.\r\n\r\n\r\nDIRK LADENDORFF: Okay [laughing]. I come back to you.\r\n\r\n\r\nALEX HALPERN: [Laughs] With your hundred thousand dollars. [Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3208.0,3362.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/22","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: QUESTION 3]\r\n\r\n\r\nALEX HALPERN: I think I recognize this gentleman.\r\n\r\n\r\nSPEAKER7: Am I not mistaken in that Dirk could put his money into seven percent account for one week and get his seven percent?\r\n\r\n\r\nALEX HALPERN: Indeed he could.\r\n\r\n\r\nSPEAKER7: Thank you.\r\n\r\n\r\nTRUNGPA RINPOCHE: That's a good one.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3362.0,3391.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/23","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: QUESTION 4]\r\n\r\n\r\nSPEAKER8: I'd like to address this to the Vajracharya if I could.\r\n\r\n\r\nALEX HALPERN: Please do.\r\n\r\n\r\nSPEAKER8: Could you say something about the psychology of debt as opposed to-- or related to a certain kind of fearlessness. I think many of us are sometimes limited by the notion of some kind of debt, whatever. And then certain situations come up where we might need some money for building something coming up -- Rocky Mountain Dharma Center, His Holiness' visit. Wanting to contribute to that, but only way to do that is to go somehow further into borrowing some money from some situation.\r\n\r\n\r\nTRUNGPA RINPOCHE: Well in terms of psychology, the idea seem to be is that we are not particularly planning to take a chance alone. And that been discussed early on in the Ratna Society Meeting, and not flashing credit cards all the time. That you think you want to get the pleasure of the moment, and the pain comes later. [Laughter] But then there's something else which is idea of taking chance, the greater level. And also some kind of logic as to how you can actually see through that particular taking chance is not purely hundred percent chance. That maybe it is forty percent chance, and rest of it had to be reality. That you will have some kind of way to pay back when you take a loan.\r\n\r\n\r\nBut the whole thing doesn't have to be purely guilt level That once you have commit yourself, you couldn't resist, but you commit yourself, then after that you feel guilty rest of your life. And that particular kind of imprisonment, which makes financial situation is very difficult because you feel you are indebted all the time. And you feel more painful because you are indebted, rather than you can actually pay them back. Even after you paid back you sort of say, \"Shoo, did I actually do it or not?\" And still you feel guilty. That kind of original sin concept is become very much big problem. So that seem to be one of the biggest difficulties that we find with the community members. Instead of paying twenty dollars due, they prefer to go to restaurant and spend twenty dollars. Once you pay the restaurant, it's easy and clear. It's for your pleasure. But if you pay for organization, it's a debt. And that we have to learn how to free from that particular situation.\r\n\r\n\r\nAnd I think if there is a basic responsibility, obviously you do not present something more than we can-- you can bite and chew and swallow. That's important. But that doesn't necessarily mean to say that one has to become extraordinarily-- extremely cautious alone either. It's a question of trusting one's ability to pay back. At the same time, you don't feel that you're being imprisoned, crippled. And then there is the other psychological situation is that when you deal with establishment world of any kind, and you begin to think that you can talk them down, and you can sort of hammer and chip them down, so that the organization will say alright and make a deal -- which is one of the problems. [Car horn honks] [Laughter]\r\n\r\n\r\nSPEAKER8: Thank you.\r\n\r\n\r\nTRUNGPA RINPOCHE: I think a lot of the dues payment even from the Karma Dzong situation, that lot of the problems is people have taken attitude that they have to deal with a big thing. And it is not just your own contribution. So that's one of the biggest problems. Instead of using your own toilet tissue in the men's room in the airport, you bring your own toilet rolls. [Laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3391.0,3734.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/24","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: QUESTION 5]\r\n\r\n\r\nSPEAKER9: Sir, I wanted to ask about this--\r\n\r\n\r\nTRUNGPA RINPOCHE: Me?\r\n\r\n\r\nSPEAKER9: --question, a question-- yes sir, [laughs] of your encouraging us to work to start our own businesses, or work with other community people. It seems that maybe we could also enrich the whole community if more of us went out and got good--\r\n\r\n\r\nTRUNGPA RINPOCHE: More what?\r\n\r\n\r\nSPEAKER9: --high paying-- if more of us went out and got high paying jobs out in the-- in Denver or Boulder. Or you know if somebody goes to IBM and makes 28,000 dollars a year or something of that kind. And I'm just curious. I know there's a sacrifice there, which is that they're not as accommodating to our kinds of schedules. But beyond that I'm curious whether you think that's still not particularly a good idea? Is that a trap of some kind?\r\n\r\n\r\nTRUNGPA RINPOCHE: Well I wouldn't say it's a bad idea particularly. But the basic idea is in terms of your own freedom, and your own creativity. When you have to work with somebody, and you work with according to their system, altogether, all the time. And so in turn your intelligence is not sharpened, you're not as challenged, they have their programs already, altogether. So what we're trying to do is not purely money making adventure alone, but personal development of individuals should learn how to rule their own world. So that seem to be the basic idea that you should be given some challenge, you should credit your brains that developed by Buddhism. And you have already some kind of prajna happening already in you. And we have to make use of that -- how to work with the rest of the world, not go along with the system that had developed already. And that seem to be the one of the basic idea. It's both a money situation, as well as sharpening one's intelligence in people so that they could learn how to be their little bosses. So how to learn how to relate with the world properly. That seem to be the basic idea.\r\n\r\n\r\nIt's a double-edged sword that we should take rather than that we-- some people might find it easier because you make lots of money, and you don't need any brain to make money. And that's somewhat taking pride as community, as sangha as whole. That's somewhat a degraded level situation, and the possibilities of being rich and thick. [Laughs; laughter]\r\n\r\n\r\nWe close down the meeting properly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3734.0,3921.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/25","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: ELECTION OF OFFICERS]\r\n\r\n\r\nALEX HALPERN: At this point we'll terminate the meeting, there being no further questions. I'd like to thank the Vajracharya particularly for joining us this evening, addressing the membership. Thank each of you for coming, for your attention. We'll hope to see you again on the-- on whatever basis, as a matter of fact. And at this point the meeting will be adjourned.\r\n\r\n\r\nSPEAKER10: Can we visit another point of business? [INAUDIBLE].\r\n\r\n\r\nALEX HALPERN: There will be elections this point. [Speaking quietly] Would you care to stay for that? The meeting is no longer adjourned. [Laughs] A brief adjournment.\r\n\r\n\r\nWe have-- according to the construction of the credit union, there are three primary governing bodies -- the board of directors, the credit committee, and the supervisory committee -- the members of which are elected for staggered terms of three years. We have, as a result of resignations and changes in staff over the course of the year, certain positions open. The first of which is two positions on the board of directors. One of which is-- they're vice-presidential positions, one of which is internal affairs, and the other is public relations and general external affairs. We have been fortunate to receive two nominations for those positions -- Mr. Kline and Ms. [Julie] Dubose.\r\n\r\n\r\nAt this point the election for the board of directors is open and we will accept nominations for the floor-- from the floor. All right I will declare that nominations closed. And there being no competition, Mr. Kline and Ms. Dubose are elected. [Laughter; applause]\r\n\r\n\r\nWe also have nominations for the credit committee on which there is an opening for a credit committee member and an alternate. The alternate filling the role of any credit committee members not present at any particular meeting. We have a nomination for the credit committee, Ida Shadden. And for the alternate position, Mrs. Debbie Hoskins. The credit committee, as Mr. Kline briefly explained, is primarily responsible for setting loan policies -- actually extremely important position.\r\n\r\n\r\nOnce again the floor is open for nominations. There being none. And I will declare that Mrs. Shadden is elected to-- Ms. Shadden I guess, is elected to the credit committee, and Mrs. Hoskins is elected as the alternate.\r\n\r\n\r\nNow we have a sweeping set of nominations here for the supervisory committee. It's a three member committee, and there are three vacancies. The supervisory committee is an internal audit function and actually requires a significant amount of expertise. We've been fortunate in the past to be able to fill it with people who had such expertise. And we continue to be fortunate in that respect having three nominations. Mr. Gary Levine, Mrs. Jane Simonelli and Mr. Bob Howard. Any further nominations may be raised at this point from the floor. There being none [laughter] those three people are similarly elected for terms of three, two, and one year, respectively. Does anybody else have anything to remind me of? [Laughter] In that case, thank you sir, very kindly. I'd like to thank Mr. [Ron] Stubbert and Mr. [John] Roper for being here tonight, as well as Mr. [Michael] Root whose memory is better than mine, [laughter] and declare the meeting adjourned. Thank you all.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3921.0,4217.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93266/annotation/26","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[BOOKMARK: CLOSING REMARKS]\r\n\r\n\r\nTRUNGPA RINPOCHE: Thank you. One last word, if I may so say, with your permission.\r\n\r\n\r\nALEX HALPERN: The meeting is open again. [Laughter]\r\n\r\n\r\nTRUNGPA RINPOCHE: Well, not quite, but... We would like to encourage everybody to take greater interest in what we are doing. Probably needless to say, but please be nosy about what we're doing in Ashoka Credit. And please take tremendous interest as much as you can. And your interest and your vision could be enormously helpful to all of us. And I know your schedule is quite full, and you have lots of parties to go, lots of meetings to attend, but please think of this particular Ashoka Credit. And let us know how you feel. And please look into what we are doing and help us that way. And we should not just forget is another meeting, another party, but this is very important. It is one of the heart or the essence of how we can actually organize, and how we can work with the practitioners can be-- they can practice. How we can actually raise our funds, how we can actually manage financially in our whole community altogether. So this entity is no longer joke, or just a figurehead. And it is very important one. It has tremendous possibilities. So think of that importance. And thank you very much. Thank you.\r\n\r\n\r\n[Chogyam Trungpa Institute - Unedited Verbatim Transcript]\r\n\r\n\r\n[Copyright Diana J. Mukpo All Rights Reserved - Not to be Distributed or Reproduced]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4217.0,4333.40081"}]},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267","type":"AnnotationPage","label":{"en":["19800204VCTR1-Captions [Transcript]"]},"items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/27","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"CTI SLATE: This the Venerable\nChogyam Trungpa Rinpoche,\nAdministration Meetings.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=0.73,6.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/28","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This is the Ashoka Credit Union,\nFourth Annual Meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=6.17,11.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/29","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"recorded in Boulder,\nColorado on February\n4th, 1980.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=11.28,16.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/30","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This is a CTI remaster,\nmade October 2025.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=16.96,23.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/31","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Vajracharya,\nmembers of the Board\nof the Directors of Vajradhatu,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=45.46,50.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/32","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"members of Board of Directors\nof the Ashoka Credit Union,\nladies and gentlemen,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=50.62,55.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/33","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"thank you for coming\nto the fourth annual meeting\nof the Ashoka Credit Union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=55.05,62.25"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/34","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The basic format\nwill be in the nature\nof a corporate meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=62.25,69.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/35","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"since that is what it is.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=69.03,71.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/36","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We'll begin with a series\nof brief presentations\nfrom the board,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=71.74,75.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/37","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"then we will ask\nour esteemed guest\nto address the membership.\n[Laughter; laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=75.97,86.053"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/38","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Apparently\nthere's a quorum present","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=91.24,92.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/39","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so we'll bring\nthe meeting to order.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=92.72,95.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/40","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'm Alex Halpern.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=95.11,96.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/41","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As I assume most of you know\nI'm the president\nof the Credit Union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=96.39,100.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/42","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'd like to speak very briefly\nabout what has occurred","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=100.58,110.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/43","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"over the course of the last year\nin the credit union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=112.7,116.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/44","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In order to give the membership\nsome idea of what we've done\nand where we think we're going.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=116.21,121.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/45","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We've-- fortunate to be able\nto say that we've had\na very successful year.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=121.34,127.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/46","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Last year when we met at\nthe proceeding annual meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=127.12,135.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/47","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we spoke to you about the fact\nthat we realized\nthat the credit union","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=135.59,139.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/48","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"was in serious need\nof reorganization,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=139.03,142.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/49","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"a sense of purpose,\nand increased capitalization\nin order to grow,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=142.93,152.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/50","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order to provide the services\nthat we are intended\nto provide for the community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=152.16,160.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/51","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As a first step towards\naccomplishing this purpose,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=163.2,167.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/52","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we had to define\nwhat the credit union was\nand where it was going.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=167.95,173.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/53","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It may seem surprising that it\nhad actually never been done\non a thorough basis before,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=173.54,178.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/54","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but we determined that the area\nto aim at was the connection","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=178.21,182.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/55","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"between finance\nand practice in particular.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=182.6,186.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/56","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That the credit union\nis particularly intended\nto help practitioners practice,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=186.51,193.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/57","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to raise the finance\nthat they need in order\nto accomplish that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=193.75,197.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/58","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This sort of a sense of purpose\nactually created\na unifying basis","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=197.7,203.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/59","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for the members\nof the credit union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=203.13,205.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/60","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I think that we can say that\nfor the first time","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=205.16,207.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/61","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in the four years\nof its existence,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=207.82,210.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/62","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the members of\nthe board of directors,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=210.45,212.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/63","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the various committees\nand the staff actually developed\na sense of being in business","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=212.19,216.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/64","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with one another rather than\nin maintaining something\nwhich they had inherited.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=216.37,224.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/65","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Beyond that it was necessary\nto begin to lay the groundwork\nfrom which we could expand.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=224.18,228.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/66","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that was necessarily\nan internal process.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=228.42,231.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/67","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And during that period of time\nwe looked inside","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=231.41,235.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/68","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and began to define roles\nfor the first time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=235.43,238.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/69","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"To set strict policies\nand procedures\nwhich would be followed,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=238.19,242.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/70","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to establish a hierarchy,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=242.23,244.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/71","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to establish fields\nof communication beginning\nwith the board of directors","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=244.15,248.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/72","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and working out through\nthe various committees\nto the credit union, to the--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=248.59,253.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/73","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"excuse me, loan officers.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=253.87,257.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/74","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're still working at this\nbut we feel like\nwe've accomplished a great deal.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=257.58,260.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/75","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The credit union\nhas a sense of solidity","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=260.93,262.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/76","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and purpose within itself\nwhich is really the first time\nthat it's had that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=262.99,269.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/77","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we think it's reflected\nin the fact that we have\nrevamped our bookkeeping","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=269.49,276.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/78","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and set ourselves on a par\nwith the requirements\nof the state.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=276.41,281.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/79","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"If we're going to\ntake them as a--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=281.97,284.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/80","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which we have to, as an example\nof a way to get things done.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=284.15,292.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/81","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"From there it was possible\nto reach out.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=292.06,295.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/82","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Beginning with process\nof advertising,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=295.3,298.77"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/83","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"getting people to know\nwho we were,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=298.77,301.25"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/84","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"getting them to understand\nbasic facts like","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=301.25,304.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/85","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that the credit union\nis fully insured,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=304.9,308.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/86","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so you cannot lose your money\nin the credit union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=308.21,311.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/87","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Like that if you need\nto withdraw money","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=311.45,313.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/88","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from the credit union you can do\nso by walking in at any time\nthat we're open,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=313.58,319.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/89","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"asking for your money,\nand receiving a check.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=319.02,322.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/90","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Those sort of simple,\nbasic foundations of confidence","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=322.19,326.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/91","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"were necessary to develop.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=326.9,330.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/92","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Or for-- further that,\nif you took a loan from us\nwe would expect you to repay it.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=330.67,336.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/93","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And if you didn't repay\nwe would relate to you,\n[laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=336.48,341.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/94","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"various ways, all friendly.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=341.0,348.083"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/95","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"There was also a development\nin public relation sense.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=351.82,354.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/96","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We had to upgrade our office,\nwe had to get word out,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=354.67,357.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/97","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we began publishing articles\nin The Sun,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=357.37,360.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/98","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"letting people\nthat we were there.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=360.19,361.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/99","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In August we felt\nthat we had reached\na certain turning point.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=361.85,367.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/100","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we were ready\nto really move","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=367.23,369.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/101","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and to let people know\nthat the credit union\nwas in business.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=369.27,375.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/102","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we determined\nthat the best way to do that","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=375.09,377.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/103","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"was to let people know\nthat we were as good\nas any bank in Boulder,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=377.05,381.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/104","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or for that matter\nthe United States,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=381.02,383.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/105","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from the point of view\nof the community members.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=383.13,384.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/106","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And in fact if you put\nyour money in with us,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=384.79,388.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/107","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"rather than with\nthe First National Bank","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=388.12,389.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/108","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or National State Bank,\nor whatever,\nyou would do better.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=389.86,394.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/109","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We set ourselves\ninto direct competition","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=394.0,396.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/110","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with every financial institution\nin Boulder, Denver, wherever.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=396.54,402.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/111","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Not just to meet them,\nbut to beat them.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=402.26,406.57"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/112","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That sounded a little bit\nlike a football coach\n[laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=406.57,409.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/113","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and was unintentional.\n[Laughter; laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=409.92,414.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/114","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'm actually not\nvery good at sports.\n[Laughs; laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=414.63,419.044"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/115","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we have done that\nwith the deposit accounts\nthat we have established.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=420.87,427.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/116","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Successfully so.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=427.18,429.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/117","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We've also begun to open up\nbroader communications\nwith Vajradhatu, Nalanda,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=429.62,434.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/118","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the Dharmadhatus,\nRocky Mountain Dharma Center,\nin a--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=434.3,437.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/119","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as a means of expanding\nour services to the community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=437.5,444.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/120","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're hopeful that beyond\nwhat we've established\non that basis with them now,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=447.04,452.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/121","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we'll be able to go further.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=452.53,456.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/122","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I think that-- in the fall\nan interesting thing\nhappened to us.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=456.38,460.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/123","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In some sense we had developed\nto a certain stage","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=460.2,462.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/124","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and were quite strong\nwhen maybe, predictably,\nthe unexpected happened,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=462.53,467.78"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/125","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which was the national\neconomic crisis.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=467.78,472.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/126","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Every financial institution\nin the United States","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=472.24,474.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/127","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"had to respond to that,\non some way or another.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=474.45,478.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/128","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we also had to respond\nto that","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=478.03,480.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/129","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which as a short term\nmeasure involved\ncutting back on loans,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=480.73,485.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/130","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"unfortunately,\nand looking for other\nmeans of dealing with our money.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=485.11,490.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/131","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But from what we can understand\nfrom the way the other\ncredit unions have responded,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=490.61,495.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/132","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the other banks\nand financial institutions,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=495.36,498.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/133","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"our response was faster\nand more successful","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=498.05,502.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/134","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"on the limited level\nthat we operate at.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=502.93,505.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/135","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We are one of the few\ncredit unions left,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=505.85,509.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/136","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"at least in the Boulder area\nthat we know about,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=509.83,511.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/137","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who are still lending money\nto anybody.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=511.58,515.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/138","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're one of the few\ncredit unions in the state","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=515.09,517.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/139","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who don't have a problem\nwith getting money\nin order to pay people","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=517.93,525.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/140","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"when they come in\nto take money out.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=525.13,527.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/141","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We've prepared for that\nand we've gone--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=527.4,528.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/142","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and we've established\nsomething in that respect.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=528.9,532.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/143","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're ready to go like that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=532.24,538.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/144","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I think that if we want\nto convey a basic message\nto the community,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=538.64,545.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/145","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"at small, it is\nthat the credit union","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=545.95,551.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/146","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"has spent the last year\nbeing very active,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=551.37,554.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/147","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"setting the ground work\nto grow more,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=554.15,557.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/148","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that we can\nfulfill our function","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=557.35,559.22"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/149","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is quite simply\nto help practitioners practice,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=559.22,563.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/150","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and to help each of us\nbring a certain sanity","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=563.59,569.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/151","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and direction\nto our financial situations.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=569.04,574.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/152","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=574.74,577.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/153","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Mr. Lovelace, the treasurer,\nwill now discuss\nsome of the relevant information","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=577.79,585.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/154","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"concerning our financial growth\nand development over the--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=585.18,590.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/155","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"actually the course\nof the last four years,\nif you please.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=590.71,596.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/156","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"UNCONFIRMED MR. LOVELACE:\nVajracharya,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=600.67,602.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/157","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"members of the Board\nof Directors\nof Nalanda, Vajradhatu,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=602.33,606.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/158","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Board of Directors\nof Ashoka Credit Union,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=606.37,608.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/159","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ladies and gentlemen,\ngood evening.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=608.68,612.81"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/160","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Traditionally the treasurer's\nreport consist of numerical\ncomparisons of fiscal data","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=612.81,619.07"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/161","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from one year to the next.\nBut on this fourth anniversary\nof Ashoka Credit Union,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=619.07,624.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/162","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I thought it would be\nmore appropriate to present","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=624.26,627.25"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/163","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"a complete historical\nperspective showing the progress\nof the credit union","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=627.25,631.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/164","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from its inception\nto the current time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=631.4,636.07"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/165","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I chose to do this\nin a graphic form that--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=636.07,639.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/166","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"since it's a little\nmore clear that way,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=639.67,641.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/167","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I hope you've\nall received a handout.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=641.79,643.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/168","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"If there's anyone who hasn't,\nraise their hand.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=643.36,647.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/169","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"One of the staff\nwill provide you with--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=647.26,650.08"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/170","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"everyone has a handout?\nGreat.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=650.08,655.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/171","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Well if you'd refer\nto the first chart.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=655.38,659.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/172","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The construction of this chart\nwas based on\nutilizing three month averages","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=667.76,672.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/173","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order to smooth out\nthe variations and oscillations","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=672.39,679.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/174","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that occurred\nfrom month to month","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=679.26,681.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/175","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order to reveal\nmore clearly whatever trends\nmight be taking place.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=681.19,687.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/176","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So in that chart\nthe solid baseline\nrepresents the share accounts.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=687.32,692.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/177","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And as you can see\nfrom approximately June of 1978\nabout the middle of the chart,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=692.79,697.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/178","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"an increase in capitalization\ntakes place\ndue to certificates of deposit.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=697.67,702.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/179","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And further on,\nin the fall of 1979,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=702.99,707.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/180","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"an additional dotted line\nrises up that is--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=707.7,712.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/181","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"delineates the deposit accounts.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=712.42,715.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/182","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that the summation\nof all the shaded areas","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=715.74,719.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/183","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"represents\nthe total capitalization.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=719.99,723.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/184","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Capitalization in this case\nbeing defined rather loosely.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=723.7,729.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/185","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's a summation\nof all the capital","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=729.19,730.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/186","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that Ashoka Credit Union\nhas available\nfor earning purposes.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=730.72,737.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/187","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The chart begins\nin January 1977, as you can see.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=737.91,741.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/188","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The first nine months,\nfor space reasons, were left off","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=741.63,744.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/189","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but it's virtually\na direct descent","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=744.48,748.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/190","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from nothing to the seventy-five\nthousand dollar point in 1977,\nJanuary of 1977.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=748.09,755.8"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/191","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Now in looking at the chart\nyou can see that from that point\nin January 1977","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=755.8,762.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/192","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the capitalization remained\nessentially stable\nuntil June of 1978.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=762.0,770.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/193","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So a year of half there was\nvirtually no growth took place.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=770.59,774.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/194","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"At that point we see a rise\nin the top line there,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=774.05,779.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/195","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to a 108,000 dollars\nin December of 1978.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=779.15,785.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/196","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And then a continuing decline\nto about August of 1979.\nAt which point,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=785.02,792.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/197","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"coinciding with the development\nof several new programs\nand increased advertising,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=792.4,797.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/198","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the capitalization increased\nrather dramatically to its\ncurrent level of a 100--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=797.79,803.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/199","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"little over a 150,000 dollars.\nWhich is again is based\non three month averages.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=803.1,807.76"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/200","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The actual figure\nis slightly higher\nthan that on the current month.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=807.76,813.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/201","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Since this capitalization\nis really the primary index\nof strength of the credit union,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=813.35,820.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/202","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you can see that currently\nwe are growing\nmuch stronger, very dynamically.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=820.06,829.01"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/203","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Further financial data\nis in the form of bar graphs\non the next page,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=829.01,835.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/204","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which I'll briefly explain.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=835.34,839.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/205","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The first chart on the top\nindicates the loans\nto the membership.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=839.92,845.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/206","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This chart\nis an accumulative chart.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=845.7,849.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/207","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That is the first bar for 1976\nrepresents the total loans\ngiven during 1976.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=849.35,859.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/208","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The next bar is 1976 plus 1977\nand so on,\nso it's an accumulative value.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=859.1,867.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/209","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And to date,\nwe have granted 300--\nover 357,000 dollars in loans.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=867.72,875.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/210","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That's over\n544 individual loans,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=875.19,878.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/211","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"out of which only one loan\nwas uncollectible\nfor 252 dollars,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=878.45,883.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/212","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which represents less than\none tenth of one percent\nof the total loan value.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=883.87,889.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/213","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Which is a rather\nenviable record\nfor any financial institution.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=889.18,895.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/214","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The increment in 1979 that is\nadded is somewhat reduced","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=897.08,903.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/215","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in comparison to the other\nthree years, previous years,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=903.06,908.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/216","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for reasons which\nI'll get into a little later.\n[Laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=908.02,911.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/217","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"If you look at the second graph\non expenses,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=911.5,915.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/218","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you'll see that I've indicated\na shaded area\nin the right of 1979","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=918.44,922.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/219","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is income\nfrom investments.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=922.43,927.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/220","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Up until that point,\nup until fall of 1979,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=927.23,931.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/221","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"all of our income\nwas from loan interest.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=931.44,936.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/222","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But at that point, responding\nto changes in money markets,\nrising interest rates,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=936.74,941.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/223","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and a need for liquidity\nin this recessionary\nenvironment,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=941.43,945.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/224","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we elected to reduce\nour loan to capital ratio","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=945.03,950.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/225","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and invest in other investments\nthat would provide us\nthe necessary liquidity","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=950.19,954.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/226","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to maintain strength during\nthis recessionary situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=954.83,958.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/227","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So at that time we developed\nour investment portfolio","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=958.84,962.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/228","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which consist of\nthree money instruments.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=962.41,965.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/229","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have a liquid asset fund\ncalled Liquid Capital\nInvestments,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=965.97,972.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/230","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which provides us\nwith immediate liquidity","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=972.58,975.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/231","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and pays us approximately\ntwelve percent,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=975.56,978.08"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/232","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"eleven to twelve percent,\ninterest.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=978.08,981.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/233","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The liquidity is such that\nthey provide us with checks","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=981.2,983.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/234","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that if anyone\nneeds immediate cash","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=983.58,985.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/235","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we can simply write a check\non that account,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=985.82,987.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/236","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and there's no delay\nin getting the funds.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=987.64,994.01"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/237","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Somewhat less liquid are the CD\ninvestments that we have\nwith Colorado Corporate.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=994.01,999.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/238","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"They are thirty day CDs\nand they pay approximately\n10.6 percent interest.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=999.96,1006.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/239","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And finally we have the T-bills\nwhich are ninety day\nmoney instruments","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1006.42,1011.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/240","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that pay a little\nover twelve percent.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1011.4,1015.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/241","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Moving on to the next-- to the--\nlet's see, where are we?\nExpenses.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1026.67,1033.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/242","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As you can see I've also got\na shaded area on those bars","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1036.02,1041.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/243","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"indicated as expenses returned\nto the members as interest.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1041.21,1046.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/244","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This refers to the interest\nthat we pay on the CDs","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1046.11,1056.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/245","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the deposit accounts.\nIt shows on our fiscal report,\nfinancial report, as an expense.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1056.18,1062.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/246","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But essentially it's a gain\nto the membership,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1062.41,1067.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/247","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that it can be looked on\nas a more of an asset\nthan a liability.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1067.37,1072.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/248","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"By 19-- September of 1979\nwe liquidated all our debts\nwith other institutions","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1075.64,1081.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/249","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"because of the high\ninterest rates.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1081.56,1083.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/250","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that now the only\nactual loans we maintain\nare with our membership.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1083.51,1087.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/251","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And so the only interest we pay\nis returned back\nto the membership.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1087.65,1092.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/252","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So we get to the bottom line\nwhich is net gain.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1096.81,1103.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/253","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"You see that in 1977 there's\nan unusually large net gain.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1103.42,1107.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/254","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In fact it's equivalent\nto this current year.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1107.58,1110.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/255","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That's accounted for\nby the fact that during 1977,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1110.67,1114.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/256","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka credit union\nwas not required to pay rent for\nthe space that they utilized.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1114.42,1119.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/257","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This represented\na savings of somewhat\nover a thousand dollars.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1119.3,1123.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/258","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that had we paid rent\nduring that period\nthe net gain during 1977","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1123.51,1129.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/259","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"would have been under\n2,000 dollars,\napproximately 1,900.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1129.36,1134.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/260","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Which shows again,\n1979 as being the strongest year\nof the credit union.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1134.92,1141.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/261","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As far as the membership\nin 197--\nthere's no further charts.\n[Laughs; laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1145.1,1151.695"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/262","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We began 1978\nwith a membership of 350.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1153.72,1157.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/263","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And at the close of 1979,\nwe had 540 members,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1157.5,1161.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/264","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is a growth of 190\nor 54 percent.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1161.5,1167.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/265","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So as you can see by all\nthe really meaningful criteria,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1167.65,1171.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/266","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka has been steadily\ngrowing from its inception,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1171.58,1174.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/267","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and currently growing\nrather dynamically.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1174.98,1178.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/268","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"However we realized we are\nfacing a rather harsh economic\nclimate in the year ahead.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1178.59,1185.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/269","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And there is action on the part\nof the federal government","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1185.05,1191.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/270","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the state governments\nto provide some relief\nto credit unions","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1191.98,1195.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/271","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from the prohibitive\ninterest rates\nthat are taking place.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1195.61,1201.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/272","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But beyond that,\nI think we have to look\nat the poor economic outlook","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1201.55,1208.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/273","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as a worthy challenge\nrather than as a threat\nin this situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1208.53,1213.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/274","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That by working together\nwe can meet\nthat challenge successfully.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1213.49,1218.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/275","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1222.06,1225.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/276","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN:\nMr. Kline?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1225.55,1227.028"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/277","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"UNCONFIRMED MR. KLINE: Vajracharya,\nBoard of Directors of Vajradhatu\nand Nalanda, Ashoka members.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1234.15,1240.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/278","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'd like to tell you\na little bit about how\nour credit union is organized.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1240.85,1244.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/279","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It occurs to me that there\nmay be a number of people\nin our audience tonight","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1244.92,1250.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/280","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who know Ashoka by name\nand know that it's a savings\nand lending institution,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1250.82,1256.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/281","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"not have a good idea\nof what a credit union","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1256.12,1257.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/282","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is or how our particular\ncredit union operates.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1257.84,1263.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/283","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In many respects,\nAshoka is similar to\nother Colorado credit unions.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1263.09,1269.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/284","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're-- we come\nunder state regulation,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1269.63,1272.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/285","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and all of our accounts\nare guaranteed\nby federal insurance.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1272.41,1278.8"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/286","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have a five member\nboard of directors,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1278.8,1281.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/287","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which makes policy and monitors\nthe credit union's\noverall operation,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1281.96,1287.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/288","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"filling a general\nsteering function.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1287.02,1290.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/289","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We also have a three member\nsupervisory committee,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1290.16,1293.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/290","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which performs internal audits\nto ensure that we have\nproper documentation","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1293.52,1298.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/291","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and accurate bookkeeping.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1298.73,1301.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/292","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Then we have four\ncredit committee members\nand six loan officers.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1301.52,1306.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/293","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"These people are very much\nthe heart of our operations","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1306.97,1310.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/294","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"since they are the actual point\nof contact between\nthe community and Ashoka.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1310.52,1316.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/295","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The loan officers either approve\nloans themselves or recommend\nthe approval of applications","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1316.88,1323.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/296","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to the credit committee.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1323.05,1325.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/297","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The credit committee monitors\nthe credit union's cash flow","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1325.0,1329.94"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/298","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to determine how many\nand what types of loans\nwe can make,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1329.94,1334.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/299","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"depending on how much money\nwe have to loan\nat any particular time,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1334.19,1339.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/300","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and how long we project\nthat we can loan\nthe money out for.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1339.3,1345.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/301","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have Sasha Lovelace\nas our office manager,\nand she along with Fred Casin","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1345.43,1350.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/302","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who is our assistant treasurer,\nsupervise office\nand bookkeeping staff.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1350.21,1356.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/303","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In previous years we have\nfocused much of our attention","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1360.55,1364.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/304","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"on defining the functional roles\nof these various groups.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1364.04,1368.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/305","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"During this last year\nwe have increasingly\nturned our attention","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1368.84,1371.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/306","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to facilitating communication\nbetween various staff areas","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1371.67,1375.89"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/307","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to ensure that we are all\noperating with the same vision.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1375.89,1379.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/308","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"One example of this attention\nis the creation of a loan policy\nand collections committee,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1379.54,1385.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/309","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is a standing committee\nreporting to the board.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1385.7,1389.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/310","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This committee is made up of one\nmember each from the board,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1389.92,1393.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/311","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the credit committee,\nand the loan officers.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1393.59,1396.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/312","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The committee's responsibilities\ninclude updating loan policy and\ncollection procedures of course,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1396.65,1402.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/313","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but also it develops\ninternal education programs","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1402.27,1406.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/314","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and procedures to ensure\nthe effective\nimplementation of policy.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1406.13,1410.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/315","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Of special interest\nto this committee\nis Ashoka's delinquent accounts.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1410.61,1414.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/316","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We're gentle, but very firm\nand very personal approach\nis proving effective.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1414.54,1419.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/317","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1419.27,1424.08"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/318","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As you can see we have\na large staff.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1424.08,1426.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/319","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"More than twenty people\nare involved,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1426.98,1428.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/320","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and most of these people\nhave been working with Ashoka","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1428.99,1431.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/321","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for a considerable length\nof time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1431.06,1433.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/322","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"There is a definite sense\nof commitment and stability\nin this staff.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1433.82,1438.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/323","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We've been quite fortuned\nin drawing professionals\nin areas","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1438.91,1441.57"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/324","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"such as money management,\nlegal services, and accounting,\nto the Ashoka staff.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1441.57,1447.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/325","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But we've been no less fortunate\nin drawing a number of people","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1447.04,1449.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/326","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"whose initial expertise\nwent no further than being\ncompetent checkbook balancers.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1449.88,1457.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/327","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"One might ask,\nwhy we're doing this at all?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1457.12,1460.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/328","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"After all--\n[laughter; laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1460.91,1469.212"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/329","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"after all, with one exception,\nwe're all working very hard\non a purely volunteer basis.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1471.15,1478.22"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/330","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It turns out that\nthis is actually\nAshoka's greatest strength.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1478.22,1482.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/331","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Our motive is simply\nto donate our time","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1482.33,1484.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/332","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and abilities\nto our community in an area\nwhich we find interesting.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1484.62,1491.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/333","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Since our motive is not based\non personal profit,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1491.82,1495.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/334","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and since all of our accounts\nare ensured against loss,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1495.16,1497.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/335","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka represents\na very striking opportunity","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1497.59,1500.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/336","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to help our sangha\nbecome strong in livelihood,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1500.37,1503.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/337","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and in our practice.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1503.26,1506.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/338","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's up to you to make\nthe best use of the services\nthe staff is offering.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1506.32,1510.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/339","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1510.44,1512.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/340","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Ms. Dubose?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1516.52,1519.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/341","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"JULIE DUBOSE: Hello Vajracharya,\nand everyone else\nwho's here tonight.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1525.79,1532.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/342","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The foregoing gentlemen\nhave somewhat explained","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1532.9,1537.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/343","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"how over the last\ncouple of years","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1537.11,1539.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/344","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka has laid its foundation\nfor future growth.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1539.83,1546.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/345","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have increased\nour advertising budget","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1546.06,1549.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/346","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and we've added\nnew paid personnel","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1549.09,1553.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/347","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order\nto accommodate this growth.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1553.73,1559.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/348","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And in addition,\nalthough we have had\nthe available earnings to do so,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1559.45,1566.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/349","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we have elected *not*\nto declare a dividend","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1566.74,1568.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/350","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to our shareholders in order\nto retain these earnings","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1568.96,1574.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/351","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to finance\nour growth further.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1574.11,1579.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/352","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"What kind of growth\ndo we envision at this point?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1579.06,1584.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/353","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In order to continue our growth\nwe have got to continue offering\nnew services to our community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1584.32,1592.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/354","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Over the last year\nwe have begun two new programs\nwhich we feel are unusual","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1592.14,1599.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/355","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and appropriate to our vision\nof planning for practice","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1599.71,1607.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/356","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and planning for future\neconomic growth.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1607.9,1612.07"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/357","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"One of which is our\nseven percent interest program,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1612.07,1616.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/358","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"guaranteed interest program,\nwhich has been mentioned\nbefore this.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1616.44,1620.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/359","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Basically we are\noffering depositors","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1620.71,1624.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/360","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the opportunity to receive\na higher rate of interest","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1624.51,1626.77"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/361","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"than they can get\nat any savings and loan.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1626.77,1630.31"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/362","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"With the added benefit\nthat they can withdraw the money\nat any time if they choose.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1630.31,1635.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/363","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We hope that everyone\nwill take advantage of this.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1635.62,1638.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/364","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And in addition, we have begun\na new program\nin conjunction with RMDC","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1638.44,1646.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/365","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that people\nwho deposit money in Ashoka","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1646.92,1651.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/366","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"can designate their accounts\nfor practice programs at RMDC","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1651.62,1656.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/367","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and receive\na ten percent discount.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1656.44,1660.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/368","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In the future, our intention\nis to continue practice loans.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1662.93,1668.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/369","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In a period as Mr. Halpern said\nwhere other credit unions\nhave discontinued making loans,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1668.38,1674.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/370","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we are continuing to do so.\nAnd practice loans\nare our top priority.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1674.43,1680.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/371","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we will continue to do so.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1680.35,1684.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/372","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In addition we are working\nwith RMDC\nto develop other programs.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1689.51,1694.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/373","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And if this ten percent\ndiscount program","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1694.96,1698.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/374","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"proves successful we hope\nthat we can apply it\nto other practice programs.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1698.68,1704.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/375","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In addition, we've been working\nwith sangha groups","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1704.92,1707.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/376","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"over the last year\nsuch as Mudra Theater Group,\nMarpa House,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1707.53,1712.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/377","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and other groups,\nin helping them\nmeet their financial needs.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1712.33,1717.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/378","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we're currently\ndiscussing ways\nof working with Dharmadhatus","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1717.91,1722.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/379","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order to help them finance\ntheir expansion projects.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1722.27,1726.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/380","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And naturally we're working\nwith Vajradhatu.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1726.43,1729.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/381","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Over the last year\nwe have developed\na much closer relationship","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1729.95,1735.89"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/382","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with Vajradhatu\nwith the idea in mind","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1735.89,1739.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/383","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that this relationship\ncan generate new benefits\nto community members.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1739.13,1747.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/384","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Clearly our idea\nis that we will tailor","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1747.74,1751.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/385","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka's growth along the needs\nof the community as it develops.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1751.38,1759.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/386","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This is why we're here,\nbasically.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1761.91,1764.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/387","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we'd like to encourage\nyour input and any suggestions\nthat you have because","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1764.11,1769.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/388","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"without that we are not\nreally a direct representation\nof the community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1769.62,1779.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/389","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In a sense Ashoka\nis the pacesetter\nfor the financial community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1779.47,1785.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/390","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And while most people don't\nand can't plan\nfor practice programs right now,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1785.16,1791.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/391","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"they can't plan to save,\nthey can't plan to make a--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1791.38,1796.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/392","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to save money for a deposit\non a house,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1796.7,1799.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/393","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or for major upcoming events\nsuch as His Holiness' visit,\nfor instance,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1799.83,1806.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/394","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we hope that our programs\nwill begin to make more and more\nsense to community members","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1806.4,1814.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/395","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as they get their feet\non the ground financially.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1814.04,1817.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/396","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And hopefully at that period\nwe well be exploring\nnew prospects","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1817.51,1822.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/397","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for complementing\nand extending the financial\nvision of the community.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1822.99,1831.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/398","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1831.44,1833.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/399","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: At this point\nI'd like to request","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1837.86,1840.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/400","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the Vajracharya please\nto address the meeting.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1840.1,1846.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/401","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Members of\nthe board--\nboards,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1866.33,1871.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/402","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and members of\nthe credit union members,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1871.16,1881.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/403","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"it is my honor and delight\nthat we come up","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1881.32,1885.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/404","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with some kind of\nfinancial solution\nto the whole thing.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1885.41,1892.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/405","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And in studying the graph\nexist in the handout,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1892.49,1902.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/406","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I suggest us that something\nis quite good and positive\nin the financial picture","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1902.0,1912.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/407","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we ever had in\nthe Vajradhatu-Nalanda money\nworld altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1912.86,1922.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/408","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'm so pleased that we are\ndoing something right.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1922.2,1927.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/409","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And obviously I would like\nto encourage that enormously.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1929.92,1935.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/410","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we should pursue further\nhow we can do that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1935.3,1940.78"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/411","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And one of the situation\nthat comes up with often,\nagain and again,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1940.78,1947.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/412","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with our practitioners who are\ndedicated to their discipline,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1947.06,1954.77"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/413","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and difficulty in financial\nsituations with them.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1954.77,1963.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/414","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And if they have to take\ntime off to sit for dathun,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1963.23,1969.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/415","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and their physical\nfinancial situation\nis often jeopardized.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1973.23,1982.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/416","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Moreover if they have to come\nto the seminary altogether,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1982.65,1987.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/417","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we have further problems.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1987.66,1990.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/418","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That often people\nhave such as like 9,000,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1990.06,1997.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/419","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"10,000 dollars debt,\nand on top of that\nthey come to the seminary,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=1997.39,2002.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/420","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which creates further debt.\nAnd problems like that\nis always occurred.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2002.27,2008.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/421","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And the livelihood situation\nas far as it goes\nin the community,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2008.64,2013.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/422","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I have been trying\nto encourage community members","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2013.68,2018.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/423","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to create their own business.\nAnd they could be\ntheir own bosses,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2018.67,2024.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/424","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so to speak,\nand make money that way.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2024.0,2027.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/425","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So their particular--\neither they are boss\nor they're employee.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2027.64,2034.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/426","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Within the community\nthey able to be understood","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2034.66,2039.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/427","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"why they want do\na dathun or seminary,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2039.06,2042.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/428","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and situations like that.\nThat we're trying to encourage\nthat quite a lot.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2042.75,2047.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/429","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And when people begin their own\nindividual business venture,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2047.87,2054.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/430","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"often lot of cases is failure.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2054.06,2058.89"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/431","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And in many cases\nsomewhat a success.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2058.89,2062.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/432","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But their success\ngoes very slowly","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2062.26,2065.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/433","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"because you can't have a like\nputting up a tent on the spot.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2065.41,2069.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/434","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That people have to learn\nto establish\ntheir business venture --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2069.37,2078.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/435","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the office facilities,\nemployees,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2078.39,2083.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/436","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and then credibilities\nof their particular\nbusiness venture,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2083.37,2087.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/437","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from the point of view\nof the bank.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2087.02,2089.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/438","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And beyond that, a regular\nand basic idea of cash flow.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2089.62,2103.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/439","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And also connected with idea\nof payroll or employees.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2103.9,2113.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/440","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In many cases,\nthat a lot of the founders\nof businesses taking a loss.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2113.79,2120.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/441","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"They don't give\nthemselves payrolls.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2120.15,2123.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/442","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But they try to develop\nsome kind of payroll","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2123.26,2127.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/443","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to the employees,\nthe secretaries,\nin whatever they have.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2127.62,2134.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/444","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we are starting our\ncommunity economic level","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2134.53,2139.07"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/445","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is very ordinary\nand very amateur.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2139.07,2143.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/446","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And often very haphazard level\nhappening all the time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2143.67,2147.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/447","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And maybe in ten years,\nor even sooner,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2147.84,2155.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/448","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we will be able to rectify\nsuch problems, altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2155.96,2159.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/449","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we have independent minded,\nindependent organized,\ngood financial community","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2159.64,2167.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/450","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that that community can serve\nfor themselves and others,\nmembers of the sangha,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2167.41,2173.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/451","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to allow that time\nthat they have to take off.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2173.44,2178.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/452","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And their livelihood\nis complete intact level.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2178.03,2183.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/453","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And moreover, we talked about\nthe Shambhala household","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2183.1,2186.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/454","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and people developing dignity\nin home life situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2186.6,2192.29"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/455","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Which is basically based on idea\nof manpower possibilities\nof inmates","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2192.29,2200.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/456","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who moved in\nyour particular household,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2200.47,2203.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/457","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you could make\nelegant and good.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2203.34,2205.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/458","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But often many cases,\nit is involved with\na certain amount of expenditure","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2205.6,2211.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/459","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in order to make\ndignified household.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2211.11,2216.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/460","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Baby-sitting situations\nwhere you go to talks,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2216.88,2223.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/461","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"larger baby-sitting situation\nwhen you attend\nparticular functions,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2223.1,2228.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/462","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or further baby-sitting\nsituation when you go to attend\nseminary or assembly","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2228.84,2233.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/463","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or any of those situations\nare very much of--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2233.85,2239.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/464","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in our mind.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2239.12,2242.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/465","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As far as I'm concerned,\nthat my particular\npersonal role,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2242.99,2247.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/466","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I have never thought\nof any assumption\nthat things will be all right.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2247.62,2256.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/467","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But I always cared for\nand understood\nindividual problems","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2256.48,2261.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/468","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that exist in a household,\ndomestic situations\nof financial problems","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2261.92,2269.18"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/469","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that exist in connected\nwith livelihood household\nsituation altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2269.18,2281.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/470","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And the Ashoka Credit Union","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2281.06,2286.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/471","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"could be one of the best way\nto solve that particular problem","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2286.63,2294.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/472","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in having people begin\nto take responsibilities","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2294.61,2302.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/473","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as to how this particular\ncredit bank operates.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2302.17,2308.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/474","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And taking further\ninterest more,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2308.88,2313.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/475","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and also that\nparticipating further","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2313.49,2318.81"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/476","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that they could pay off\nthe debts exist","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2318.81,2325.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/477","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"with Ashoka Credit\nsituation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2325.47,2332.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/478","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And one of the problems\nis that when we make deals\nwith Ashoka Credit,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2332.39,2339.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/479","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in our community\nat large generally,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2339.1,2341.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/480","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is that we begin to think\nthat we are dealing\nwith our friends,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2341.86,2346.69"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/481","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"therefore they do not\nhave to push too hard.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2346.69,2352.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/482","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"They could talk\ninto their friends,\nso readily, so easily.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2352.59,2358.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/483","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That has become problem.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2358.66,2360.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/484","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That actually has the effect\nthat slows down of our\ncredit union altogether,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2360.35,2365.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/485","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and Ashoka Credit altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2365.92,2368.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/486","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And wish, hoping, so to speak,\nthat we could take\na different attitude.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2368.9,2377.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/487","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That it is your only answer,\nthis point,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2377.67,2383.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/488","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that building community\nbanking situation,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2383.48,2390.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/489","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"taking a larger vision\naltogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2390.27,2393.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/490","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That a community\nbanking situation\nis a very powerful thing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2393.17,2399.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/491","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And if you would like\nto help us","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2399.16,2403.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/492","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in solving\nthat immediate problems\nof a different attitude,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2403.9,2410.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/493","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in fact it is not purely\nthe dollars and cents\nthat we are talking about.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2410.44,2415.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/494","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we do not have\nany hesitation or mistrust","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2415.71,2419.31"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/495","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that anybody will issue\nwooden nickel.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2419.31,2423.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/496","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But beyond that,\nthat you have to respect\nwhat we're trying to do.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2423.87,2430.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/497","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"As we have said already,\nthat this particular credit\nof Ashoka","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2430.63,2437.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/498","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is geared to practice situation,\nthat you have to take\nmore seriously.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2437.71,2446.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/499","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It is not same level as that\ntalking to your in-laws","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2446.45,2451.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/500","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and talking them into\nto lend money.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2451.15,2456.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/501","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In one hand, the Ashoka\nis very powerful one","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2456.33,2460.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/502","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that would not buy\nyour in-laws, or even you.\nBut the other hand,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2460.75,2465.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/503","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ashoka will be very sympathetic\nand understands\nyour financial problems.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2465.85,2473.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/504","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But at the same time\nthe two together,\nyou and your Ashoka,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2473.13,2478.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/505","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we cannot let slide\neverything down the drain.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2478.19,2482.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/506","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that would be killing\nthe whole\nfinancial possibilities","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2482.66,2486.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/507","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"of our organizing\nthe dharmic bank.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2486.48,2491.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/508","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That's what actually\nboils down.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2491.36,2494.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/509","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That it is up to you,\nand we have to do\nsomething about that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2494.68,2498.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/510","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I'm so pleased that we have\nthis particular event","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2498.95,2503.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/511","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to discuss about\nthis whole thing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2503.9,2507.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/512","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Just for your interest,\nthe word \"Ashoka\" means,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2507.05,2513.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/513","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"\"a\" meaning \"not,\"\nlike a-cultural.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2513.61,2518.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/514","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"\"A\" is a Sanskrit word\nfor \"not,\" \"none,\" negation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2518.92,2524.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/515","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"\"Shoka\" meaning \"torment.\"","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2524.87,2529.25"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/516","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So \"Ashoka\" makes\n\"free from torment\" --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2529.25,2533.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/517","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that you're not tormented,\nthat you're not pained.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2533.65,2539.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/518","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Which is named\nafter the Emperor Ashoka","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2539.42,2542.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/519","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"who actually invited\nthe teachings of the Buddha","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2542.34,2547.76"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/520","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in the Indian continent,\naltogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2547.76,2551.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/521","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that time that that\nparticular continent includes","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2551.2,2556.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/522","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Afghanistan,\nPakistan, India, altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2556.9,2562.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/523","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that emperor--\nempire of Ashoka,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2562.5,2566.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/524","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is to organize\na Buddhist kingdom altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2566.23,2570.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/525","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And furthermore,\nthat Emperor Ashoka\nhas organized social services,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2570.17,2575.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/526","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which we're talking about,\nis that for the first time","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2575.74,2580.01"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/527","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ever anybody have thought\nof hospital for humans,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2580.01,2586.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/528","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and hospital\nfor animals ever thought of.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2586.74,2589.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/529","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That Emperor Ashoka\nhad organized\nthat particular setup.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2589.67,2594.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/530","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And so for the first time\nin history of mankind","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2594.34,2597.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/531","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that hospital and hospital\nfor animals have ever founded.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2597.88,2603.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/532","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So we try to go\nwith that particular concept","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2603.34,2606.25"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/533","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and idea of a social setup\nin which that we could practice,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2606.25,2613.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/534","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and work,\nand have a good relationship\nwith each other --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2613.05,2617.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/535","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"man and woman\nin household,\nchildren, altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2617.47,2622.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/536","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That this particular endeavor\ncould become one of\nthe most powerful situation","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2622.41,2631.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/537","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for our own practice situations,\nlike loans for seminary,\ndathuns,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2631.41,2640.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/538","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"nyinthuns\n[laughing] maybe.\n[Laughter; laughs]\n[INAUDIBLE].","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2640.24,2645.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/539","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Pay for your food.\n[Laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2645.28,2649.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/540","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Or beyond more,\nin creating a Buddhist world.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2649.24,2654.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/541","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And also, we be talking\nbefore this meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2654.65,2659.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/542","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that how we could\ninvite people's parents.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2659.2,2666.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/543","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That people begin to feel\nthat their children\nare in the right track,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2666.88,2673.48"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/544","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and that they are doing\ngood job with their life --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2673.48,2677.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/545","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"such as like scholarship\nNaropa Institute,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2677.04,2682.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/546","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or anything that has connected\nwith the whole thing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2682.95,2688.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/547","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we could publicize,\nwork further,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2688.03,2692.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/548","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that this particular\ndharmic bank","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2692.63,2698.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/549","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"can operate properly\nand fully, and business-like\nat the same time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2698.7,2705.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/550","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But at the same time intention\nis pure and good","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2705.26,2708.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/551","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that we have to have\na situation","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2708.98,2712.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/552","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"where the practitioners\nhave enough room to move freely.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2712.04,2720.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/553","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And their payments on the\nparticular study sessions","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2720.49,2725.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/554","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or practice sessions\nare not too much cost them.\nBut at the same time,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2725.61,2730.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/555","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the regular payments\nthat students will make will be\none of the best way","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2730.71,2738.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/556","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that the students can also have\nto synchronize their dedication","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2738.59,2744.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/557","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to the teaching\nand their dedication to\ntheir own livelihood altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2744.79,2749.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/558","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So money, mind, and body --\nall three of them\nsynchronized together.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2749.83,2756.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/559","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"However this particular approach\nis not capitalistic as such that","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2756.55,2762.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/560","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is known\nin the traditional system\nof this continent,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2762.85,2767.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/561","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or even beyond.\nAnd as you know quite clearly,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2767.4,2773.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/562","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we do not believe\nin the notion of democracy\nthat's been presented to us,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2773.12,2781.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/563","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or dictatorial that presented\nto us, dictatorship\nthat's been presented to us.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2781.85,2787.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/564","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But our financial vision\nin the future","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2787.33,2790.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/565","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is that we could actually work\nour money situation\nfully and properly","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2790.47,2796.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/566","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that we do not have\nto completely capitalize\non the money alone.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2796.5,2807.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/567","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The financial management\ncan be taken care of","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2807.5,2811.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/568","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"if there's a sense\nof raw materialness,\nmore man power,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2811.56,2820.46"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/569","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and more personal input into\nthe fundraising situation","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2820.46,2824.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/570","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and making money situation --\nwhich we discussed last night\nin the public talk as well.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2824.35,2831.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/571","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The idea is that one\ndoesn't have to pay for somebody\nto wash your dishes,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2831.44,2838.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/572","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but you can do it yourself.\nWhich makes it less capitalism,\nputting in nutshell.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2838.66,2847.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/573","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we have to move our fingers\nmore, we have to sacrifice,\nwe have to work harder,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2847.73,2853.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/574","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we have to press\nour own shit on sheets.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2853.23,2860.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/575","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we have to work harder,\nand we don't pay\nfor everything by cash.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2860.64,2867.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/576","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We tend to spend\nor waste lot of money\nin paying for every luxury","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2867.63,2874.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/577","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and often people wonder\nwhether they could pay somebody\nto sit for you on zafu","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2874.19,2879.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/578","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so they could enlighten for you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2879.72,2883.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/579","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It might go that far\nif it went on that far.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2883.55,2888.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/580","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So therefore our approach\nis not all that capitalization--\nof capitalism.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2888.15,2895.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/581","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And from that point of view\nwe are trying to take pride","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2895.74,2900.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/582","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in our proletarian\nworkmanship altogether,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2900.04,2904.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/583","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so money is not abused\nbut used properly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2904.04,2911.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/584","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I think that seem to be\nthe point\nI would like to make tonight.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2911.9,2918.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/585","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Have nothing to say beyond that.\nAnd appreciating everybody here.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2918.2,2924.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/586","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That we would like to work\nfurther, and more further.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2924.75,2929.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/587","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That financial situation\nobviously is the--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2929.71,2933.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/588","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"one of the big question\naltogether,\nbiggest headline altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2933.82,2938.89"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/589","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And the biggest problem\naltogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2938.89,2940.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/590","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But we do have a way\nto solve this problem","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2940.98,2943.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/591","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"of this particular project\nof the Ashoka Credit\nis very helpful.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2943.97,2949.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/592","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we can work with that,\nand we can make wonders\nout of this.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2949.4,2955.8"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/593","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we should take\nmore further seriously.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2955.8,2960.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/594","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And this is not just\none of the clubs","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2960.23,2963.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/595","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we have in our\nVajradhatu Nalanda situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2963.32,2968.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/596","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"This is not just\none of those things happens.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2968.96,2971.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/597","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But we should take\nmore seriously.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2971.85,2974.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/598","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And it is highly possible\nthat we can solve\nour financial problems","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2974.5,2980.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/599","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"of paying for our practice,\nand working with our\nfinancial situation altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2980.56,2985.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/600","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And also working\nwith our inheritance\nsituation of parents","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2985.64,2990.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/601","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and inheritance\nsituation of money.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2990.52,2994.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/602","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we could work\nall this things together.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2994.0,2998.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/603","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So this is one of\nthe best ideas come up,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=2998.4,3003.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/604","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and seem to be\nfunctioning quite well.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3003.93,3008.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/605","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So it is good.\nThank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3008.56,3016.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/606","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Thank you, sir.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3016.49,3017.69"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/607","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[To the Vidyadhara]\nDo you want to have\na question and answer?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3017.69,3020.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/608","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE:\n[Speaking quietly]\nSure, we could.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3020.02,3021.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/609","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: If there are\nany questions\nfrom the audience,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3021.88,3025.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/610","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"please feel free,\nof any of the persons up here,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3025.02,3030.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/611","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but wait for the microphone\nwhen you do it.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3030.11,3034.29"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/612","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So we're open to questions\nat this point.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3034.29,3038.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/613","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER5: Concerning the programs\nat Rocky Mountain Dharma Center,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3051.36,3055.22"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/614","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as the lady\non the panel iterated,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3055.22,3060.31"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/615","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"a practitioner might designate\na particular program","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3060.31,3064.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/616","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which he wished his funds\nto be devoted to","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3064.62,3070.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/617","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that he might finally collect\na ten percent discount\non his particular program.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3070.23,3082.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/618","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In that case,\nI don't at all understand","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3082.39,3088.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/619","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"how the particulars of\nthat mechanism would operate.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3088.97,3091.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/620","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Could you enlighten me\nabout that?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3091.86,3095.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/621","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: I will answer that.\nIt's really very simple.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3101.67,3105.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/622","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's something we worked out\nwith Rocky Mountain\nDharma Center,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3105.16,3108.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/623","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that if a person\nbegins a regular sit--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3108.28,3111.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/624","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"if for example, you want to go\nto a dathun in September,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3111.41,3117.83"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/625","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you would begin saving towards\nthat now simply by coming\nand talking to us","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3117.83,3122.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/626","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and telling us\nyou want to do that","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3122.21,3123.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/627","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and then we work out\nthe papers with you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3123.64,3126.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/628","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"There's no loan involved\nat that point,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3126.47,3128.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/629","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"it's simply a plan whereby\nyou divide the total amount","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3128.33,3132.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/630","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that you're going to have\nto pay by six,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3132.09,3134.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/631","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"pay in one each month,\none sixth of the total,\nand then at the e--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3134.68,3140.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/632","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and we would notify\nRocky Mountain Dharma Center","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3140.66,3143.31"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/633","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you know\nmake arrangements for you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3143.31,3145.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/634","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And at the end\nof the six month period","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3145.71,3147.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/635","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"we would pay the sum\nto Rocky Mountain Dharma Center","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3147.41,3150.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/636","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which would equal the ordinary\ncommunity member's price","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3150.27,3152.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/637","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"less ten percent,\nand you would be situated\nthere for thirty days.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3152.87,3162.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/638","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER5: I see.\nCould you tell me\nis that term--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3162.04,3165.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/639","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"are you taking\nthe six month term\nas merely an example?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3165.34,3168.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/640","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: We've adopted\nthe six month term\nas an outset way to approach it.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3168.96,3176.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/641","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Because it's a brand new program\nthere's probably a certain\namount of flexibility.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3176.44,3180.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/642","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We haven't actually out\nwhat best serves the community\nneeds in that connection.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3180.79,3185.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/643","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But that is what\nwe've adopted at this point.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3185.17,3187.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/644","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER5: Oh, I see.\nThank you so much.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3187.4,3189.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/645","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: If you're looking\nto go in four months\nyou could come and talk to us.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3189.82,3192.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/646","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER5: Okay, thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3192.67,3196.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/647","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: I'm wondering\nwhether you have\nany experiences","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3208.36,3212.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/648","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or might have explored\na shorter term money situations","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3212.52,3219.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/649","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"than a thirty day\nCD or situations?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3219.7,3225.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/650","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Because-- I'm asking\nbecause there might\nbe situations","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3225.72,3228.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/651","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"where you might have say\nsomething of--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3228.88,3232.26"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/652","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"from between 10,000 to--\nup to whatever,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3232.26,3238.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/653","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for maybe two weeks\nor something.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3238.05,3240.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/654","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And there's short\nterm money market\nwhere you can lend out those--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3240.56,3246.66"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/655","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that money over daily situation.\nAnd I was wondering\nwhether you ever explored that?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3246.66,3254.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/656","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I think that would be\nprobably the next logical step","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3254.15,3257.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/657","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for establishing\nan actual banking situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3257.93,3263.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/658","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: You mean short\nterm money instrument--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3263.19,3266.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/659","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: Well let's say\nI have 100,000 dollars available\nfor two weeks or something,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3266.98,3271.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/660","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and I could go\nto First National--\nNational State Bank","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3271.75,3275.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/661","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and put it there\ninto my savings account","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3275.24,3277.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/662","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and make whatever five\nand a half percent.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3277.56,3280.69"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/663","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Or I could go\nto Ashoka Credit Union\nand may-- my--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3280.69,3286.46"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/664","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'd make six and a half\nor seven percent.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3286.46,3289.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/665","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And maybe you could lend out\nthat money\nfor a week or whatever,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3289.68,3294.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/666","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or at the same time,\nmaybe a little shorter time,\nand make maybe twelve percent.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3294.97,3300.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/667","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: We don't find\na lot of demand\nfrom community members","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3300.72,3303.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/668","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for one week loans.\nOn the other hand,\nwhat we do do","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3303.09,3307.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/669","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is we have the liquid capital\ninvestment account,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3307.47,3311.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/670","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is immediately liquid.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3311.64,3315.51"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/671","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: Up to\nwhich amount, if I may ask?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3315.51,3317.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/672","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: It's a thousand\ndollars to begin with.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3317.92,3319.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/673","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: Uh huh.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3319.44,3320.69"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/674","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: And provides\na certain amount of--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3320.69,3322.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/675","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you know it's\nan eleven percent return,\nsomething to that effect.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3322.58,3326.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/676","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have certain restrictions\nimposed by the state on what\nwe can do with our money.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3326.49,3330.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/677","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: Mhmm.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3330.64,3331.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/678","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Because of being\na regulated\nfinancial institution.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3331.85,3337.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/679","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But I agree that there\nare certainly other avenues","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3337.73,3341.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/680","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we could explore\nin terms of using\nour short term money,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3341.09,3345.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/681","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and maintaining our liquidity.\nActually, I'd be more than happy\nto talk to you about that.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3345.67,3351.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/682","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"DIRK LADENDORFF: Okay\n[laughing].\nI come back to you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3351.03,3354.05"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/683","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: [Laughs]\nWith your hundred\nthousand dollars.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3354.05,3360.184"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/684","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: I think\nI recognize this gentleman.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3362.72,3366.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/685","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER7: Am I not mistaken\nin that Dirk could put his money\ninto seven percent account","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3366.6,3371.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/686","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for one week\nand get his seven percent?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3371.41,3375.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/687","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Indeed he could.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3375.33,3376.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/688","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER7: Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3376.55,3379.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/689","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: That's a\ngood one.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3379.93,3382.78"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/690","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER8: I'd like to\naddress this\nto the Vajracharya if I could.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3391.4,3395.29"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/691","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: Please do.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3395.29,3397.67"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/692","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER8: Could you say\nsomething\nabout the psychology of debt","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3397.67,3402.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/693","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as opposed to--\nor related to a certain\nkind of fearlessness.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3402.71,3406.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/694","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I think many of us are sometimes\nlimited by the notion\nof some kind of debt, whatever.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3406.84,3413.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/695","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And then certain situations\ncome up\nwhere we might need some money","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3413.79,3417.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/696","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for building\nsomething coming up --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3417.0,3422.38"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/697","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Rocky Mountain Dharma Center,\nHis Holiness' visit.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3422.38,3426.76"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/698","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Wanting to contribute to that,\nbut only way to do that\nis to go somehow further","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3426.76,3431.65"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/699","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"into borrowing some money\nfrom some situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3431.65,3435.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/700","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Well in terms\nof psychology,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3435.87,3440.8"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/701","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the idea seem to be\nis that we are not\nparticularly planning","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3447.2,3451.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/702","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to take a chance alone.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3451.96,3456.81"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/703","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that been discussed early on\nin the Ratna Society Meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3456.81,3465.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/704","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and not flashing credit cards\nall the time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3465.24,3471.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/705","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That you think you want to get\nthe pleasure of the moment,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3471.34,3476.5"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/706","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the pain comes later.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3476.5,3483.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/707","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But then there's something else\nwhich is idea of taking chance,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3483.02,3491.52"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/708","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the greater level.\nAnd also some kind of logic","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3491.52,3498.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/709","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as to how you can\nactually see through\nthat particular taking chance","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3498.14,3503.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/710","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is not purely\nhundred percent chance.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3503.63,3505.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/711","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That maybe it is\nforty percent chance,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3505.93,3510.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/712","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and rest of it had\nto be reality.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3510.27,3512.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/713","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That you will have\nsome kind of way to pay back\nwhen you take a loan.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3512.98,3521.21"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/714","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But the whole thing doesn't\nhave to be purely guilt level","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3521.21,3526.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/715","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That once you have commit\nyourself, you couldn't resist,\nbut you commit yourself,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3526.82,3531.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/716","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"then after that you feel\nguilty rest of your life.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3531.17,3534.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/717","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that particular\nkind of imprisonment,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3534.62,3537.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/718","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which makes financial situation\nis very difficult","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3537.49,3540.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/719","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"because you feel you are\nindebted all the time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3540.99,3544.29"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/720","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And you feel more painful\nbecause you are indebted,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3544.29,3547.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/721","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"rather than you can\nactually pay them back.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3547.33,3549.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/722","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Even after you paid back\nyou sort of say,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3549.64,3552.43"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/723","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"\"Shoo, did I actually\ndo it or not?\"\nAnd still you feel guilty.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3552.43,3558.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/724","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That kind of original\nsin concept\nis become very much big problem.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3558.6,3566.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/725","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that seem to be one of\nthe biggest difficulties","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3566.19,3569.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/726","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that we find\nwith the community members.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3569.91,3572.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/727","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Instead of paying\ntwenty dollars due,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3572.93,3581.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/728","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"they prefer to go to restaurant\nand spend twenty dollars.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3581.04,3584.76"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/729","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Once you pay the restaurant,\nit's easy and clear.\nIt's for your pleasure.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3584.76,3589.1"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/730","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But if you pay for organization,\nit's a debt.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3589.1,3593.77"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/731","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that we have to learn\nhow to free\nfrom that particular situation.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3593.77,3599.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/732","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I think if there is a basic\nresponsibility,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3599.37,3604.92"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/733","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"obviously you do not present\nsomething more than we can--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3604.92,3610.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/734","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you can bite and chew\nand swallow. That's important.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3610.4,3615.87"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/735","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But that doesn't necessarily\nmean to say that one\nhas to become extraordinarily--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3615.87,3620.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/736","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"extremely cautious\nalone either.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3620.86,3627.57"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/737","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's a question of trusting\none's ability to pay back.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3627.57,3636.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/738","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"At the same time,\nyou don't feel that you're\nbeing imprisoned, crippled.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3636.79,3643.78"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/739","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And then there is the other\npsychological situation","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3643.78,3646.74"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/740","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is that when you deal\nwith establishment world\nof any kind,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3646.74,3652.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/741","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you begin to think\nthat you can talk them down,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3652.53,3656.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/742","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you can sort of hammer\nand chip them down,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3656.17,3662.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/743","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that the organization\nwill say alright\nand make a deal --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3662.88,3668.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/744","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is one of the problems.\n[Car horn honks]\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3668.9,3679.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/745","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER8: Thank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3679.55,3682.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/746","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: I think a lot\nof the dues payment even\nfrom the Karma Dzong situation,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3682.73,3688.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/747","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that lot of the problems\nis people have taken attitude","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3688.99,3694.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/748","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that they have to deal\nwith a big thing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3694.36,3701.57"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/749","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And it is not just\nyour own contribution.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3701.57,3708.37"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/750","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that's one of\nthe biggest problems.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3710.39,3716.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/751","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Instead of using your own\ntoilet tissue in the men's room\nin the airport,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3716.4,3721.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/752","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you bring\nyour own toilet rolls.\n[Laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3721.39,3728.265"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/753","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER9: Sir, I wanted\nto ask about this--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3734.67,3737.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/754","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Me?\nSPEAKER9: --question, a question--\nyes sir, [laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3737.58,3741.552"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/755","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"of your encouraging us to work\nto start our own businesses,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3743.15,3746.46"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/756","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"or work with\nother community people.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3746.46,3751.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/757","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It seems that maybe we could\nalso enrich the whole community","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3751.12,3755.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/758","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"if more of us went out\nand got good--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3755.0,3757.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/759","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: More what?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3757.9,3759.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/760","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER9: --high paying--\nif more of us went out and got\nhigh paying jobs out in the--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3759.14,3766.61"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/761","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"in Denver or Boulder.\nOr you know\nif somebody goes to IBM","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3766.61,3769.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/762","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and makes 28,000 dollars a year\nor something of that kind.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3769.63,3773.71"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/763","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I'm just curious.\nI know there's\na sacrifice there,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3773.71,3776.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/764","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"which is that they're not\nas accommodating\nto our kinds of schedules.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3776.12,3781.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/765","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But beyond that I'm curious\nwhether you think that's still\nnot particularly a good idea?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3781.73,3787.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/766","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Is that a trap of some kind?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3787.44,3789.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/767","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Well I wouldn't\nsay it's a bad idea\nparticularly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3789.19,3792.41"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/768","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"But the basic idea is in terms\nof your own freedom,\nand your own creativity.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3792.41,3796.79"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/769","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"When you have to work\nwith somebody,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3796.79,3799.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/770","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you work with according\nto their system,\naltogether, all the time.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3799.02,3802.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/771","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And so in turn your intelligence\nis not sharpened,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3802.86,3806.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/772","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you're not as challenged,\nthey have their programs\nalready, altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3806.49,3810.94"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/773","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So what we're trying to do\nis not purely money\nmaking adventure alone,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3810.94,3815.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/774","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but personal development\nof individuals should learn\nhow to rule their own world.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3815.28,3820.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/775","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So that seem to be\nthe basic idea","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3820.34,3821.91"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/776","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"that you should be\ngiven some challenge,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3821.91,3823.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/777","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"you should credit your brains\nthat developed by Buddhism.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3823.86,3827.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/778","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And you have already\nsome kind of prajna\nhappening already in you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3827.6,3832.35"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/779","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we have to make\nuse of that --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3832.35,3833.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/780","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"how to work with the rest\nof the world,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3833.99,3836.09"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/781","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"not go along with the system\nthat had developed already.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3836.09,3839.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/782","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that seem to be\nthe one of the basic idea.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3839.82,3842.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/783","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's both a money situation,\nas well as sharpening\none's intelligence in people","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3842.54,3849.19"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/784","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"so that they could learn\nhow to be their little bosses.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3849.19,3852.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/785","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So how to learn how to relate\nwith the world properly.\nThat seem to be the basic idea.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3852.42,3859.49"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/786","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It's a double-edged sword\nthat we should take\nrather than that we--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3863.99,3871.01"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/787","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"some people might find it easier\nbecause you make lots of money,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3871.01,3874.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/788","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you don't need any brain\nto make money.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3874.63,3878.58"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/789","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And that's somewhat\ntaking pride as community,\nas sangha as whole.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3878.58,3884.0"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/790","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"That's somewhat\na degraded level situation,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3884.0,3886.73"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/791","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the possibilities\nof being rich and thick.\n[Laughs; laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3886.73,3898.351"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/792","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We close down\nthe meeting properly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3902.6,3921.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/793","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: At this point\nwe'll terminate the meeting,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3921.11,3924.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/794","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"there being\nno further questions.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3924.4,3926.75"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/795","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'd like to thank\nthe Vajracharya particularly","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3926.75,3929.93"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/796","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for joining us this evening,\naddressing the membership.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3929.93,3934.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/797","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Thank each of you for coming,\nfor your attention.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3934.6,3940.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/798","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We'll hope to see you again\non the--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3940.4,3945.16"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/799","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"on whatever basis,\nas a matter of fact.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3945.16,3949.98"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/800","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And at this point\nthe meeting will be adjourned.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3953.44,3959.04"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/801","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"SPEAKER10: Can we visit\nanother point of business?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3959.04,3961.94"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/802","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[INAUDIBLE].","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3961.94,3969.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/803","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: There will be\nelections this point.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3969.12,3974.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/804","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"[Speaking quietly]\nWould you care to stay for that?","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3974.28,3977.56"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/805","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The meeting is\nno longer adjourned.\n[Laughs]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3977.56,3981.08"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/806","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"A brief adjournment.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3981.08,3984.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/807","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have-- according to\nthe construction\nof the credit union,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3984.17,3990.63"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/808","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"there are three primary\ngoverning bodies --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3990.63,3996.12"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/809","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the board of directors,\nthe credit committee,\nand the supervisory committee --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3996.12,3998.82"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/810","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"the members of which\nare elected","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=3998.82,4003.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/811","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for staggered terms\nof three years.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4003.85,4008.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/812","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have, as a result\nof resignations\nand changes in staff","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4008.7,4014.9"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/813","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"over the course of the year,\ncertain positions open.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4014.9,4018.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/814","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The first of which\nis two positions\non the board of directors.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4018.24,4025.94"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/815","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"One of which is--\nthey're vice-presidential\npositions,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4025.94,4029.23"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/816","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"one of which\nis internal affairs,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4029.23,4031.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/817","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and the other\nis public relations\nand general external affairs.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4031.02,4039.47"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/818","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have been fortunate\nto receive two nominations\nfor those positions --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4039.47,4044.07"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/819","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Mr. Kline and Ms. [Julie]\nDubose.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4044.07,4050.84"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/820","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"At this point the election\nfor the board of directors\nis open","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4050.84,4056.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/821","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and we will accept nominations\nfor the floor--\nfrom the floor.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4056.32,4063.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/822","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"All right I will declare\nthat nominations closed.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4066.37,4072.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/823","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And there being no competition,\nMr. Kline and Ms. Dubose\nare elected.\n[Laughter; applause]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4072.39,4087.78"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/824","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We also have nominations\nfor the credit committee","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4087.78,4090.68"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/825","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"on which there is an opening\nfor a credit committee member\nand an alternate.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4090.68,4096.32"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/826","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The alternate filling the role\nof any credit committee members","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4096.32,4098.72"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/827","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"not present at\nany particular meeting.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4098.72,4101.99"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/828","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We have a nomination\nfor the credit committee,\nIda Shadden.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4101.99,4106.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/829","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And for the alternate position,\nMrs. Debbie Hoskins.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4106.42,4116.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/830","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The credit committee,\nas Mr. Kline briefly explained,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4116.03,4119.02"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/831","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"is primarily responsible\nfor setting loan policies --","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4119.02,4122.7"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/832","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"actually extremely\nimportant position.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4122.7,4126.97"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/833","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Once again the floor is open\nfor nominations.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4126.97,4132.17"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/834","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"There being none.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4132.17,4135.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/835","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I will declare\nthat Mrs. Shadden\nis elected to--","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4135.33,4140.39"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/836","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Ms. Shadden I guess, is elected\nto the credit committee,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4140.39,4143.95"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/837","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and Mrs. Hoskins is elected\nas the alternate.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4143.95,4146.86"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/838","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Now we have a sweeping\nset of nominations here","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4146.86,4150.2"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/839","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for the supervisory committee.\nIt's a three member committee,\nand there are three vacancies.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4150.2,4156.24"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/840","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"The supervisory committee\nis an internal audit function","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4156.24,4158.62"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/841","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and actually requires a\nsignificant amount of expertise.\nWe've been fortunate in the past","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4158.62,4163.3"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/842","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to be able to fill it\nwith people\nwho had such expertise.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4163.3,4167.8"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/843","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we continue to be fortunate\nin that respect\nhaving three nominations.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4167.8,4172.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/844","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Mr. Gary Levine,\nMrs. Jane Simonelli\nand Mr. Bob Howard.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4172.14,4177.88"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/845","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Any further nominations\nmay be raised\nat this point from the floor.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4177.88,4183.28"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/846","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"There being none [laughter]\nthose three people\nare similarly elected","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4183.28,4188.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/847","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"for terms of three, two,\nand one year, respectively.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4188.45,4194.29"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/848","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Does anybody else have\nanything to remind me of?\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4194.29,4199.44"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/849","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"In that case,\nthank you sir, very kindly.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4199.44,4203.34"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/850","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"I'd like to thank Mr. [Ron]\nStubbert and Mr. [John]\nRoper for being here tonight,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4203.34,4208.11"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/851","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"as well as Mr. [Michael]\nRoot whose memory\nis better than mine,\n[laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4208.11,4213.08"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/852","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and declare\nthe meeting adjourned.\nThank you all.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4213.08,4217.94"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/853","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Thank you.\nOne last word, if I may so say,\nwith your permission.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4217.94,4223.03"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/854","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"ALEX HALPERN: The meeting\nis open again.\n[Laughter]","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4223.03,4225.06"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/855","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"TRUNGPA RINPOCHE: Well, not\nquite, but...","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4225.06,4228.33"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/856","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"We would like\nto encourage everybody","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4228.33,4231.53"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/857","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"to take greater interest\nin what we are doing.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4231.53,4238.14"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/858","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"Probably needless to say,\nbut please be nosy about what\nwe're doing in Ashoka Credit.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4238.14,4249.45"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/859","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And please take\ntremendous interest\nas much as you can.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4249.45,4253.54"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/860","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And your interest\nand your vision could be\nenormously helpful to all of us.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4253.54,4260.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/861","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And I know your schedule\nis quite full,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4260.4,4263.42"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/862","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and you have lots\nof parties to go,\nlots of meetings to attend,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4263.42,4266.85"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/863","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but please think of\nthis particular Ashoka Credit.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4266.85,4271.36"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/864","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And let us know\nhow you feel.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4271.36,4275.27"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/865","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And please look into\nwhat we are doing\nand help us that way.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4275.27,4281.81"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/866","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And we should not just forget\nis another meeting,\nanother party,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4281.81,4287.15"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/867","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"but this is very important.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4287.15,4288.96"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/868","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"It is one of the heart\nor the essence\nof how we can actually organize,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4288.96,4296.55"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/869","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"and how we can work\nwith the practitioners can be--\nthey can practice.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4296.55,4301.13"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/870","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"How we can actually\nraise our funds,","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4301.13,4303.59"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/871","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"how we can actually manage\nfinancially in our whole\ncommunity altogether.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4303.59,4308.6"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/872","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So this entity\nis no longer joke,\nor just a figurehead.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4308.6,4316.64"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/873","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"And it is very important one.\nIt has tremendous possibilities.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4316.64,4321.4"},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/874","type":"Annotation","motivation":"transcribing","body":{"type":"TextualBody","value":"So think of that importance.\nAnd thank you very much.\nThank you.","format":"text/plain"},"target":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252#t=4321.4,4327.51"}]},{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267","type":"AnnotationPage","label":{"en":["English [Transcript]"]},"items":[{"id":"https://cti.aviaryplatform.com/collections/2233/collection_resources/169607/file/308252/transcript/93267/annotation/875","type":"Annotation","motivation":"subtitling","body":{"type":"TextualBody","value":"https://d9jk7wjtjpu5g.cloudfront.net/file_transcripts/associated_files/000/093/267/original/19800204VCTR1-Captions-ForAudio.vtt?1777399746","format":"text/vtt","language":"en"},"target":"https://d9jk7wjtjpu5g.cloudfront.net/file_transcripts/associated_files/000/093/267/original/19800204VCTR1-Captions-ForAudio.vtt?1777399746"}]}]}]}